6404 Dunham Rd, Union, IL 60180 Property Records

McHenry County property record for 6404 Dunham Rd, Union, IL 60180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,780 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Apr 2021)
Tax Bill	$7,074 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-05-200-009`

Property Details

APN / Parcel Number

Primary APN	`17-05-200-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,780 sqft Living Area
Gross Area	5,060 sqft
1st Floor Area	1,738 sqft
Basement Area	1,738 sqft
Finished Basement	1,738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6404 DUNHAM RD
City	UNION
State	IL
Zip	60180-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0018872 W 440FT S 594FT N 1830.2FT W1/2 NE1/4 /EX W 165FT N 264FT/
Legal Subdivision	RESIDENTIAL
Legal Block	200
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	1
Census Block	1009
Census Tract	871502

Owner

Source: McHenry County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6404 DUNHAM RD, UNION, IL 60180-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Document Number	202118872
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	6404 DUNHAM RD, UNION, IL 60180-9747
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 DUNHAM RD, UNION, IL 60180-9747

Mortgage

Document Number	0000000991
Date	Jan 12, 2026
Instrument	2026R0000991

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	6404 DUNHAM RD, UNION, IL 60180-9747
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036640
Date	Dec 31, 2025
Instrument	2025R0036640

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 6, 2021
Property Address	6404 DUNHAM RD, UNION, IL 60180-9747
Document Number	0000018872
Instrument Date	Mar 25, 2021
Instrument	2021R0018872
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NATL TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	860 STONEGLEN CT, 860, MCDONOUGH, GA 30252-3990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 DUNHAM RD, UNION, IL 60180-9747

Mortgage

Document Number	0000018873
Date	Apr 6, 2021
Instrument	2021R0018873

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,074.00	$122,917 (+21.58%) Land $41,423 Building $81,494	$368,751 (+21.58%) Land $124,269 Building $244,482
2022	Homeowner's exemption	$101,098 Land $34,070 Building $67,028	$303,294 Land $102,210 Building $201,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

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