6404 Clara Way, North Highlands, CA 95660 Property Records

Sacramento County property record for 6404 Clara Way, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,051 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on File
Tax Bill	$801 (2025)
Deeds & Mortgages	Dec 2023 Transfer Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-0061-013-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0061-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6404 CLARA WAY
City	NORTH HIGHLANDS
State	CA
Zip	95660-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MCCLELLAN MEADOWS 04, LOT 506
Legal Subdivision	MCCLELLAN MEADOWS 04
Legal Lot Number	506
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2008
Census Tract	7402

Owner

6404 Clara Way is owned by a company that acquired it in December 2023 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Company Names on File
Mailing Address	6404 CLARA WAY, NORTH HIGHLANDS, CA 95660-4002
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MTG
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2023
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 27, 2023
Property Address	6404 CLARA WAY, NORTH HIGHLANDS, CA 95660-4002
Document Number	0000000184
Map Reference	MB 33 MAP 38
Instrument Date	Dec 11, 2023
Instrument	202312270184
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6404 CLARA WAY, NORTH HIGHLANDS, CA 95660-4002

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6404 CLARA WAY, NORTH HIGHLANDS, CA 95660-4002
Document Number	2003040729
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 CLARA WAY NORTH HIGHLANDS CA 956604002, NORTH HIGHLANDS, CA 95660-4002

Mortgage

Document Number	2003040729
Date	Mar 4, 2020
Instrument	2003040729

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.29%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6404 CLARA WAY, NORTH HIGHLANDS, CA 95660-4002
Document Number	2003040730
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 CLARA WAY NORTH HIGHLANDS CA 956604002, NORTH HIGHLANDS, CA 95660-4002

Mortgage

Document Number	2003040730
Date	Mar 4, 2020
Instrument	2003040730

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.29%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2017
Property Address	6404 CLARA WAY, NORTH HIGHLANDS, CA 95660-4002
Document Number	0000000708
Book / Page	170515 / 000708
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	May 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 CLARA WAY NORTH HIGHLANDS CA 956604002, NORTH HIGHLANDS, CA 95660-4002

Tax Assessment & Valuation

The 2025 property tax bill for 6404 Clara Way was $801 with a homeowner's exemption, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$74,155 (+2%) Land $18,073 Building $56,082
2025	$801.00 (+5.12%) Homeowner's exemption	$72,702 Land $17,719 Building $54,983
2024	$762.00 (-0.52%)
2023	$766.00 (+6.39%) Homeowner's exemption	$69,881 Land $17,032 Building $52,849
2022	$720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6404 Clara Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	6 (1995–2000)
Most Recent Claim	Jan 2000 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6404 Clara Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Cal.net, Verizon.

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