6404 Carter Rd, Spring Arbor, MI 49283 Property Records

Jackson County property record for 6404 Carter Rd, Spring Arbor, MI 49283

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,458 sqft · built 1880
Lot Size	8.36 acres (364,162 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2021)
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-12-22-251-001-09`

Property Details

APN / Parcel Number

Primary APN	`000-12-22-251-001-09`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,458 sqft Living Area
1st Floor Area	1,834 sqft
Basement Area	1,834 sqft
Unfinished Basement	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	364,162 sqft (8.36 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6404 CARTER RD
City	SPRING ARBOR
State	MI
Zip	49283-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	BEING A PART OF THE WEST 1/2 OF THE NE 1/4, LYING N OF CARTER RD, SECTION 22, T3S, R2W, SPRING ARBOR TOWNSHIP, JACKSON
Legal Range	36
Legal Township	03S
Legal Section	02
Legal Subdivision	TAX TRIBUNAL STATE TAX COMMISSION
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	5
Census Block	5000
Census Tract	5400

Owner

Source: Jackson County records · APN 000-12-22-251-001-09

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6404 CARTER RD, SPRING ARBOR, MI 49283-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 21, 1998 · Amount on Record
Deed Document Number	20212895244
Deed Book / Page	2196 / 1254
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 29, 2021
Property Address	6404 CARTER RD, SPRING ARBOR, MI 49283-9713
Document Number	0002895244
Book / Page	2196 / 1254
Instrument Date	Sep 24, 2021
Instrument	2895244
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13499 S CEDAR RD, CEDAR, MI 49621-9423

Mortgage

Document Number	0021961255
Date	Sep 29, 2021
Instrument	2196-1255

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,900 (+9.92%)	$467,800 (+9.92%)
2025	$4,024.00 (-38.96%)	$212,800 (+9.92%)	$425,600 (+9.92%)
2024	$6,592.00 (+10.2%)
2023		$193,600	$387,200
2022	$5,982.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AT&T, Mercury Broadband, Verizon.

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carter Rd

Nearby Streets

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