Lake County property record for 6404 12th Ave, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 747 sqft · built 1952 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,500 (May 2016) |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 034-171-290-000 |
| Primary APN | 034-171-290-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 747 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Old Parcel Number | 034-171-29 |
|---|---|
| Street Address | 6404 12TH AVE |
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | CLEAR LAKE BEACH |
| Legal Block | 2 |
| Legal Lot Number | 599 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 501 |
Source: Lake County records · APN 034-171-290-000
Assessment roll updated October 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 MOUNT VERNON AVE, SAN FRANCISCO, CA 94112-3662 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage NATIONAL FUNDING |
| Jul 31, 2026 | Grant Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE |
| Dec 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OPTIONWIDE FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on Record |
| Deed Sale | May 11, 2016 · Amount on Record |
| Prior Sale | Mar 01, 2016 · Amount on Record |
| Deed Document Number | 20165966 |
| Last Transfer Date | Jul 22, 2026 |
| Transfer Doc | 0000008016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 6404 12TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000008016 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20268016 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 41 MOUNT VERNON AVE, SAN FRANCISCO, CA 94112-3662 |
| Document Number | 0000008018, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20268018 |
| Name | NATIONAL FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 6404 12TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000008017 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20268017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 MOUNT VERNON AVE, SAN FRANCISCO, CA 94112-3662 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6404 12TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 66 STANFORD HEIGHTS AVE, SAN FRANCISCO, CA 94127-2318 |
| Document Number | 0000015954 |
|---|---|
| Date | Dec 08, 2022 |
| Instrument | 2022015954 |
| Name | OPTIONWIDE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,226.00 (+7.26%) | $68,653 (+4.04%) Land $41,429 Building $27,224 |
| 2023 | $1,143.00 (+45.61%) | $65,989 Land $39,821 Building $26,168 |
| 2022 | $785.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
Based on FCC filings for 450 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures