6403 E Richmond Rd, Glencoe, OK 74032 Property Records

Payne County property record for 6403 E Richmond Rd, Glencoe, OK 74032

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,144 sqft · built 2018
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jan 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20N03E-34-1-00000-000-0002`

Property Details

APN / Parcel Number

Primary APN	`20N03E-34-1-00000-000-0002`
Alternative APNs	`600087521` `87521`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,144 sqft Living Area
1st Floor Area	1,536 sqft
2nd Floor Area	608 sqft
Basement Area	80 sqft
Unfinished Basement	80 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	522,720 sqft (12 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Porch	Slab
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	87521
Street Address	6403 E RICHMOND RD
City	GLENCOE
State	OK
Zip	74032-1588
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	34-20N-03E A-2 (12ACM/L) BEG NW/C NE/4; S-950' E-550.23' N-950' W-550.23' POB
Legal Range	03E
Legal Township	20N
Legal Section	34
Legal Subdivision	20N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2136
Census Tract	11101

Owner

6403 E Richmond Rd, a rural home, is owned and occupied by two individuals who acquired it in December 2015.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6403 E RICHMOND RD, GLENCOE, OK 74032-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage GATEWAY MTG
Jan 26, 2018	Loan Modification, Mortgage BANCFIRST
Jul 26, 2017	Loan Modification, Mortgage BANCFIRST
Jan 26, 2017	Loan Modification, Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 9, 2015
Transfer Doc	0022990648
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	6403 E RICHMOND RD, GLENCOE, OK 74032-1588
Document Number	0024620962
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	COMMUNITY ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6403 E RICHMOND RD GLENCOE OK 74032, GLENCOE, OK 74032

Mortgage

Document Number	0024620962
Date	Jul 2, 2018
Book Page	002462/000962
Instrument	8505

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	6403 E RICHMOND RD, GLENCOE, OK 74032-1588
Document Number	0024350204
Book / Page	002435 / 000204
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 E RICHMOND RD GLENCOE OK 740321216, GLENCOE, OK 74032-1216

Mortgage

Document Number	0024350204
Date	Jan 29, 2018
Book Page	002435/000204
Instrument	1046

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Amount	Amount on Record

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	6403 E RICHMOND RD, GLENCOE, OK 74032-1588
Document Number	0024110145
Book / Page	002411 / 000145
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6404 E RICHMOND RD GLENCOE OK 740321216, GLENCOE, OK 74032-1216

Mortgage

Document Number	0024110145
Date	Aug 22, 2017
Book Page	002411/000145
Instrument	10193

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2018

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	6403 E RICHMOND RD, GLENCOE, OK 74032-1588
Document Number	0023760944
Book / Page	002376 / 000944
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6404 E RICHMOND RD GLENCOE OK 740321216, GLENCOE, OK 74032-1216

Mortgage

Document Number	0023760944
Date	Jan 27, 2017
Book Page	002376/000944
Instrument	1116

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 26, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 6403 E Richmond Rd was $2,121 with a homeowner's exemption, up 0.9% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Glencoe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,524 (+7.87%) Land $571 Building $23,953	$215,125 Land $5,017 Building $210,108
2025	$2,121.00 (+0.9%) Homeowner's exemption	$22,734 (-) Land $608 Building $22,126
2024	$2,102.00 (+7.52%) Homeowner's exemption	$22,734 (+3%) Land $608 Building $22,126	$239,890 (-3.82%) Land $6,420 Building $233,470
2023	$1,955.00 (+3.44%) Homeowner's exemption	$22,072 (+3%) Land $568 Building $21,504	$249,430 (+9.82%) Land $6,420 Building $243,010
2022	$1,890.00 Homeowner's exemption	$21,429 Land $605 Building $20,824	$227,130 Land $6,420 Building $220,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6403 E Richmond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6403 E Richmond Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · lower than 60% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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