St. Louis County property record for 6403 Cody St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1914 |
| Lot Size | 0.136 acres (5,957 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jun 2022) |
| Tax Bill | $2,090 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0850-01440 |
| Primary APN | 010-0850-01440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Gross Area |
| 1st Floor Area | 756 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 5,957 sqft (0.136 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 119 sqft |
| Storage Building | 60 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1131728 |
|---|---|
| Street Address | 6403 CODY ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 AND 2 EX HWY RT OF WAY SERIAL # |
| Legal Subdivision | DODGES ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 3000 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6403 CODY ST, DULUTH, MN 55807-1974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Mar 30, 2020 | Warranty Deed, Transfer · FHA Mortgage RESULTS MORTGAGE LLC |
| Mar 27, 2019 | Warranty Deed, Construction Loan · Construction Mortgage 200359891 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 20221445168 |
| Prior Transfer Date | May 19, 2016 |
| Prior Transfer Doc | 0001287210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6403 CODY ST, DULUTH, MN 55807-1974 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0001409373 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 1409373 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 14, 2022 |
| Property Address | 6403 CODY ST, DULUTH, MN 55807-1974 |
| Document Number | 0001445168 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 1445168 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6403 CODY ST, DULUTH, MN 55807-1974 |
| Document Number | 0001445169 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 1445169 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 7.62% |
| Index | Prime Rate |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 30, 2020 |
| Property Address | 6403 CODY ST, DULUTH, MN 55807-1974 |
| Document Number | 00A1376630 |
| Instrument Date | Mar 17, 2020 |
| Instrument | A1376630 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6403 CODY ST DULUTH MN 558071974, DULUTH, MN 55807-1974 |
| Document Number | A1376631 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | A1376631 |
| Name | RESULTS MORTGAGE LLC |
|---|---|
| Type | Bank |
| Address | EDINA, MN 55435 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 27, 2019 |
| Property Address | 6403 CODY ST, DULUTH, MN 55807-1974 |
| Document Number | 00A1352155 |
| Instrument Date | Mar 25, 2019 |
| Instrument | A1352155 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.08 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23 W CENIRAL ENTRANCE DULUTH MN 55811, DULUTH, MN 55811 |
| Document Number | 1352156 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 1352156 |
| Name | 200359891 |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 26, 2020 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,090.00 (+12%) Homeowner's exemption | ||
| 2025 | $1,866.00 (-4.99%) Homeowner's exemption | $184,800 (+13.17%) Land $15,100 Building $169,700 | $184,800 (+13.17%) Land $15,100 Building $169,700 |
| 2024 | $1,964.00 | $163,300 (-3.88%) Land $16,200 Building $147,100 | $163,300 (-3.88%) Land $16,200 Building $147,100 |
| 2022 | $169,900 Land $26,300 Building $143,600 | $169,900 Land $26,300 Building $143,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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