6402 W Ridgewood Dr, Parma (Cleveland), OH 44129 Property Records

Cuyahoga County property record for 6402 W Ridgewood Dr, Parma, OH 44129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,497 sqft · built 1954
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2021)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`448-27-001`

Property Details

APN / Parcel Number

Primary APN	`448-27-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,497 sqft Living Area
Gross Area	4,769 sqft
1st Floor Area	2,497 sqft
Basement Area	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Terrain	Rolling
View / Lot	Traffic
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	6402 W RIDGEWOOD DR
City	CLEVELAND
State	OH
Zip	44129-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	20 PARMAWOODS 0009 ALL
Legal Subdivision	PARMAWOODS
Legal Lot Number	9
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	4
Census Block	4014
Census Tract	177405

Owner

6402 W Ridgewood Dr is owned and occupied by an individual who bought it in November 2021.

Source: Cuyahoga County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6402 W RIDGEWOOD DR, CLEVELAND, OH 44129-5430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 15, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 29, 2020	Warranty Deed, Transfer · Conventional with PMI AMERICAN MIDWEST MTG
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY TITLE INC
Apr 5, 2018	Grant Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	2021485
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0000000603
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6402 W RIDGEWOOD DR, PARMA, OH 44129-5430
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 W RIDGEWOOD DR, CLEVELAND, OH 44129-5430

Mortgage

Document Number	0000000278
Date	Nov 17, 2025
Instrument	202511170278

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 15, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 15, 2021
Property Address	6402 W RIDGEWOOD DR, PARMA, OH 44129-5430
Document Number	0000000485
Map Reference	VOL 135 PG 4
Instrument Date	Nov 10, 2021
Instrument	202111150485
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	NEWMAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 W RIDGEWOOD DR, PARMA, OH 44129-5430

Mortgage

Document Number	0000000486
Date	Nov 15, 2021
Instrument	202111150486

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 29, 2020
Property Address	6402 W RIDGEWOOD DR, PARMA, OH 44129-5430
Document Number	0006290683
Instrument Date	Jun 24, 2020
Instrument	6290683
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	OHIO TITLE CORPORATION, OHIO TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6363 YORK RD PARMA HEIGHTS OH 441303031, PARMA HEIGHTS, OH 44130-3031

Mortgage

Document Number	6290684
Date	Jun 29, 2020
Instrument	6290684

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 22, 2019
Property Address	6402 W RIDGEWOOD DR, PARMA, OH 44129-5430
Document Number	0011220603
Instrument Date	Nov 22, 2019
Instrument	11220603
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	73 E DAWNWOOD DR SEVEN HILLS OH 441312433, SEVEN HILLS, OH 44131-2433

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 5, 2018
Property Address	6402 W RIDGEWOOD DR, PARMA, OH 44129-5430
Document Number	0004050518
Instrument Date	Apr 3, 2018
Instrument	4050518
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 W RIDGEWOOD DR PARMA OH 441295430, PARMA, OH 44129-5430

Mortgage

Document Number	4050519
Date	Apr 5, 2018
Instrument	4050519

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6402 W Ridgewood Dr was $4,680, up 39.5% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00 (+39.49%) Homeowner's exemption	$61,250 (-) Land $16,380 Building $44,870	$175,000 (-) Land $46,800 Building $128,200
2024	$3,355.00 (-31.45%) Homeowner's exemption	$61,250 (+12.9%) Land $16,380 Building $44,870	$175,000 Land $46,800 Building $128,200
2023	$4,894.00 (+0.55%) Homeowner's exemption	$54,250 (-) Land $12,880 Building $41,370
2022	$4,867.00 Homeowner's exemption	$54,250 Land $12,880 Building $41,370
2021			$155,000 Land $36,800 Building $118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6402 W Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6402 W Ridgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: PCs for People, Spectrum.

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