6402 Valley Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 6402 Valley Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,364 sqft · built 2004
Lot Size	0.64 acres (28,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2025)
Tax Bill	$8,850 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jun 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-404-050`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-404-050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	28,000 sqft (0.64 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6402 VALLEY RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 952 IN CATON RIDGE WEST SUB UNIT 1, BEING A SUB OF THAT PRT OF SEC 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST UNIT 1
Legal Lot Number	952
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

Source: Will County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 5, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 20, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HARTFORD FINANCIAL SERVICES INC
Mar 8, 2017	Warranty Deed, Transfer · FHA Mortgage HARTFORD FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	202529425
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	0000029425
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600

Mortgage

Document Number	0000002074
Date	Jan 14, 2025
Instrument	R2025002074

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 5, 2025
Property Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600
Document Number	0000029425
Map Reference	DOC R2003-167401
Instrument Date	Apr 25, 2025
Instrument	R2025029425
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600

Mortgage

Document Number	0000027708
Date	Jun 5, 2025
Instrument	R2025027708

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069444
Date	Aug 20, 2020
Instrument	R2020069444

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.37%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091273
Date	Nov 20, 2017
Instrument	R2017091273

Lender

Name	HARTFORD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 8, 2017
Property Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600
Document Number	0000019708
Map Reference	DOC R2003-167401
Instrument Date	Feb 14, 2017
Instrument	R2017019708
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 VALLEY RIDGE DR, PLAINFIELD, IL 60586-2600

Mortgage

Document Number	0000019709
Date	Mar 8, 2017
Instrument	R2017019709

Lender

Name	HARTFORD FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,850.00 (+3.55%)	$129,077 (+8.45%) Land $23,039 Building $106,038	$387,231 (+8.45%) Land $69,117 Building $318,114
2024	$8,547.00 (+12.74%)	$119,020 (+23.28%) Land $21,244 Building $97,776	$357,060 (+23.28%) Land $63,732 Building $293,328
2022	$7,581.00	$96,547 Land $17,233 Building $79,314	$289,641 Land $51,699 Building $237,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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