6402 Sunset Light, Columbia, MD 21045 Property Records

Howard County property record for 6402 Sunset Light, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1973
Lot Size	0.159 acres (6,908 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (May 2021)
Tax Bill	$6,152 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-108545`

Property Details

APN / Parcel Number

Primary APN	`16-108545`
Alternative APN	`108545`

Interior

Full Baths	2 Baths
Building Area	1,008 sqft Total Area
Basement Area	420 sqft
Finished Basement	420 sqft
Utility Area	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,908 sqft (0.159 acres)
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	108545
Street Address	6402 SUNSET LGT
City	COLUMBIA
State	MD
Zip	21045-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 231 6,908 SQ' 6402 SUNSET LIGHT VIL OWEN BROWN S1 A1
Legal Subdivision	VILLAGE OWEN BROWN
Legal Lot Number	231
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1005
Census Tract	606704

Owner

Source: Howard County records · APN 16-108545

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6402 SUNSET LGT, COLUMBIA, MD 21045-4529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jul 08, 1994 · Amount on Record
Deed Book / Page	20601 / 167
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 28, 2021
Property Address	6402 SUNSET LGT, COLUMBIA, MD 21045-4529
Document Number	0206010167
Book / Page	20601 / 167
Map Reference	MB CMP 23 PL 30
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Jun 09, 2021
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6402 SUNSET LGT, COLUMBIA, MD 21045-4529

Mortgage

Document Number	20601173
Date	May 28, 2021
Instrument	20601/173

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6402 SUNSET LGT, COLUMBIA, MD 21045-4529
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198290216
Date	Oct 16, 2020
Book Page	19829/216

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jul 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,200 (+8.71%) Land $188,500 Building $238,700	$427,200 (-) Land $188,500 Building $238,700
2025	$6,152.00 (+75.32%)	$392,967 (+21.1%)	$427,200 (+31.65%) Land $188,500 Building $238,700
2023		$324,500 Land $168,500 Building $156,000	$324,500 Land $168,500 Building $156,000
2022	$3,509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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