6402 River Mill Dr, Monticello, MN 55362 Property Records

Wright County property record for 6402 River Mill Dr, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1998
Lot Size	0.275 acres (12,012 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Apr 2022)
Tax Bill	$3,586 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-086-007070`

Property Details

APN / Parcel Number

Primary APN	`155-086-007070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	885 sqft
Finished Basement	885 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,012 sqft (0.275 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	420 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6402 RIVER MILL DR
City	MONTICELLO
State	MN
Zip	55362-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-121 RANGE-024 RIVER MILL LOT-007 BLOCK-007
Legal Range	024
Legal Township	121
Legal Section	18
Legal Subdivision	RIVER MILL
Legal Block	7
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2010
Census Tract	100205

Owner

6402 River Mill Dr is owned and occupied by an individual who bought it in April 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6402 RIVER MILL DR, MONTICELLO, MN 55362-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Dec 15, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2022 · Amount on File
Deed Sale	Apr 16, 2022 · Amount on File
Prior Sale	Nov 2, 2009 · Amount on File
Deed Document Number	20221498089
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	6402 RIVER MILL DR, MONTICELLO, MN 55362-3607
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 RIVER MILL DR, MONTICELLO, MN 55362-3607
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1584572
Date	Sep 3, 2025
Instrument	A1584572

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 15, 2022
Property Address	6402 RIVER MILL DR, MONTICELLO, MN 55362-3607
Document Number	00A1522839
Instrument Date	Jun 11, 2022
Instrument	A1522839
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount on Record
Tax	$316.80
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6402 RIVER MILL DR, MONTICELLO, MN 55362-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 RIVER MILL DR, MONTICELLO, MN 55362-3607

Mortgage

Document Number	00A1522840
Date	Dec 15, 2022
Instrument	A1522840

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 6402 River Mill Dr was $3,586.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,586.00	$333,200 (-1.3%) Land $80,000 Building $253,200	$333,200 (-1.3%) Land $80,000 Building $253,200
2025		$337,600 Land $90,000 Building $247,600	$337,600 Land $90,000 Building $247,600
2023	$3,140.00 (+11.35%)	$328,000 Land $85,000 Building $243,000	$328,000 Land $85,000 Building $243,000
2022	$2,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6402 River Mill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6402 River Mill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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