6402 Phillips Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 6402 Phillips Rd, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,378 sqft · built 1850
Lot Size3.01 acres (131,551 sqft)
Owner2 Individual Names on File
Flood ZoneZone AE (high risk)
APNA925000025

Property Details

APN / Parcel Number

Primary APNA925000025
Alternative APN
  • 5-0105-0307-00-0001.1000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,378 sqft Living Area
Gross Area4,640 sqft
1st Floor Area2,378 sqft
Basement Area1,778 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area131,551 sqft
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area247 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account NumberA925000025
Street Address6402 PHILLIPS RD
CitySAINT CHARLES
StateMO
Zip63301-7111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SUR 307
Legal SubdivisionUNITED STATES SURV 307
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2053
Census Tract310100

Owner

Source: St. Charles County records · APN A925000025

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6402 PHILLIPS RD, SAINT CHARLES, MO 63301-7111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 22, 2020
Transfer Doc0000263920
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2026$48,129 (-0.04%)$253,308 (-0.04%) Land $45,300 Building $208,008
2023$48,147
2022$253,412 Land $45,300 Building $208,112

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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