6402 Olney St, Duluth, MN 55807 Property Records

St. Louis County property record for 6402 Olney St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,254 sqft · built 1905
Lot Size	0.456 acres (19,881 sqft)
Owner	Individual Name on Record
Tax Bill	$1,124 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2940-03000`

Property Details

APN / Parcel Number

Primary APN	`010-2940-03000`
Alternative APN	`795542`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,254 sqft Gross Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	19,881 sqft (0.456 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	88 sqft
Deck Area	44 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	795542
Street Address	6402 OLNEY ST
City	DULUTH
State	MN
Zip	55807-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 6 AND 7 AND THAT PART OF LOTS 8THRU 12 LYING N OF D M AND N RY RT OFWAY SERIAL #
Legal Subdivision	LLOYDS DIVISION OF WEST DULUTH
Legal Block	33
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	3000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6402 OLNEY ST, DULUTH, MN 55807-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2005
Transfer Doc	0001004660
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6402 OLNEY ST, DULUTH, MN 55807-1157
Document Number	00T1031700
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6402 OLNEY ST DULUTH MN 558071157, DULUTH, MN 55807-1157

Mortgage

Document Number	00T1031700
Date	Nov 5, 2020
Instrument	T1031700

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6402 OLNEY ST, DULUTH, MN 55807-1157
Document Number	00A1395581
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6402 OLNEY ST DULUTH MN 558071157, DULUTH, MN 55807-1157

Mortgage

Document Number	00A1395581
Date	Nov 10, 2020
Instrument	A1395581

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,124.00 (+17.33%) Homeowner's exemption
2025	$958.00 (-13.07%) Homeowner's exemption	$124,100 (+22.39%) Land $28,900 Building $95,200	$124,100 (+22.39%) Land $28,900 Building $95,200
2024	$1,102.00	$101,400 (-12.66%) Land $22,400 Building $79,000	$101,400 (-12.66%) Land $22,400 Building $79,000
2022		$116,100 Land $31,000 Building $85,100	$116,100 Land $31,000 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, Verizon.

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