6402 Old Trail Rd, Fort Wayne, IN 46809 Property Records

Allen County property record for 6402 Old Trail Rd, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,324 sqft · built 1941
Lot Size	0.381 acres (16,595 sqft)
Owner	Individual Name on Record
Last Sale	$221,445 (Dec 2023)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-28-283-005.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-28-283-005.000-074`
Alternative APN	`9542100015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1974
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,595 sqft (0.381 acres)
Lot Dimensions	1,100 ft deep x 1,540 ft wide
Terrain	Rolling
View / Lot	Extra Front
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6402 OLD TRAIL RD
City	FORT WAYNE
State	IN
Zip	46809-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 WAYNEDALE GARDENS 2ND ADDITION
Legal Subdivision	GARDENS 2ND ADDITION
Legal Lot Number	15,16
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1015
Census Tract	3800

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage STAR FINANCIAL BANK
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK
Dec 13, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME BANK SB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	202353800
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	2021033064
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018043970
Date	Aug 24, 2018
Instrument	2018043970

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	11409

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340

Mortgage

Document Number	2023000722
Date	Jan 9, 2023
Instrument	2023000722

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 13, 2023
Property Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340
Document Number	2023006411
Instrument Date	Feb 10, 2023
Instrument	2023006411
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340

Mortgage

Document Number	2023006412
Date	Feb 13, 2023
Instrument	2023006412

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	May 19, 2021
Property Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340
Document Number	2021033064
Instrument Date	May 10, 2021
Instrument	2021033064
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340

Mortgage

Document Number	2021033065
Date	May 19, 2021
Instrument	2021033065

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 13, 2018
Property Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340
Document Number	2018062692
Instrument Date	Dec 12, 2018
Instrument	2018062692
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340

Mortgage

Document Number	2018062693
Date	Dec 13, 2018
Instrument	2018062693

Lender

Name	HOME BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00 (-4.68%) Homeowner's exemption	$199,100 (+21.77%) Land $40,500 Building $158,600	$199,100 (+21.77%) Land $40,500 Building $158,600
2024	$2,138.00 (+23.8%)
2023	$1,727.00 (+60.8%)	$163,500 (+15.06%) Land $26,900 Building $136,600	$163,500 (+15.06%) Land $26,900 Building $136,600
2022	$1,074.00	$142,100 Land $26,900 Building $115,200	$142,100 Land $26,900 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1982–2024)
Most Recent Claim	Jan 2024
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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