6402 Ocean Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6402 Ocean Dr, #E, Emerald Isle, NC 28594

Property Summary

Property TypeCondominium
Details4 bd · 4 ba · 1,864 sqft · built 1999
OwnerIndividual on Record
Last Sale$515,000 (Jan 2019)
Tax Bill$2,846 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6304.17.10.5598000

Property Details

APN / Parcel Number

Primary APN6304.17.10.5598000
Alternative APNs
  • 536578
  • 34357

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area1,864 sqft Heated Area
Gross Area1,306 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Architectural StyleDuplex Single
Exterior MaterialVinyl
Foundation TypePile
Roof TypeHip
Roof MaterialComposition Shingle
Garage TypeCarport
CarportCarport
Deck Area183 sqft
Utility Building185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number34357
Street Address6402 OCEAN DR # E, E
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUE TIME & TIDE CONDO
Legal SubdivisionSEA CREST
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1033
Census Tract970903

Owner

Source: Carteret County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address5524 WADE PARK BLVD, RALEIGH, NC 27607-6020
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jan 23, 2019Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2019 · Amount on Record
Deed SaleJan 23, 2019 · Amount on Record
Deed Document Number0001628200
Deed Book / Page1628 / 200
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6402 OCEAN DR # E, E, EMERALD ISLE, NC 28594
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016780216
DateJul 10, 2020
Book Page1678/216
Instrument1678216
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 23, 2019
Property Address6402 OCEAN DR # E, E, EMERALD ISLE, NC 28594
Document Number0016280200
Book / Page1628 / 200
Map ReferenceMB 10R PG 249-753
Instrument DateJan 23, 2019
Instrument1628200
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,030.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 BUCKHAVEN CT, 101, APEX, NC 27502-9612

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 8TH ST # 214-777, 214, SIOUX FALLS, SD 57103-7049

Mortgage

Document Number1628201
DateJan 23, 2019
Instrument1628201
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2034

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,846.00 (+16.97%)$731,361 (+64.72%) Building $731,361$731,361 (+64.72%) Building $731,361
2023$444,000 Building $444,000$444,000 Building $444,000
2022$2,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Dr

Nearby Streets

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