6402 Ladera Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 6402 Ladera Trl, Pace, FL 32571 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,676 sqft Living Area
Lot Size6,795 sqft (0.156 acres)
OccupancyOwner Occupied
Last Sale$89,743 (2020)
Tax Bill$1,769.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00A00-0240

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6402 LADERA TRL, MILTON, FL 32571-6783
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FEDERAL CU
Jul 16, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
PEN AIR FCU
Oct 06, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 07, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU
Sep 29, 2017Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2020 · Amount on Record
Deed SaleOct 06, 2020 · Amount on Record
Prior SaleAug 07, 2018 · Amount on Record
Deed Doc Number202051520
Deed Book / Page4011 / 1067
Prior Transfer DateSep 24, 2020
Prior Transfer Doc0040111067
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6402 LADERA TRL, PACE, FL 32571-6783
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6402 LADERA TRL, PACE, FL 32571-6783
InvestorPossibly a Property Investor

Mortgage

Document Number0042481197
DateFeb 22, 2022
Book Page4248/1197
Instrument202210218
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6402 LADERA TRL, PACE, FL 32571-6783
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6402 LADERA TRL, PACE, FL 32571-6783

Mortgage

Document Number0046380061
DateJul 16, 2025
Book Page4638/61
Instrument202532561
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJul 30, 2045

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 06, 2020
Property Address6402 LADERA TRL, PACE, FL 32571-6783
Document Number0040111067
Book / Page4011 / 1067
Map ReferenceMB 10 PG 96
Instrument DateSep 24, 2020
Instrument202051520
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$628.60
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6402 LADERA TRL, MILTON, FL 32571-6783

Mortgage

Document Number0040111069
DateOct 06, 2020
Instrument4011/1069
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 07, 2018
Property Address6402 LADERA TRL, PACE, FL 32571-6783
Document Number0037541850
Book / Page003754 / 001850
Instrument DateAug 06, 2018
Instrument33619
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6402 LADERA TRL PACE FL 325716783, PACE, FL 32571-6783

Mortgage

Document Number37541852
DateAug 07, 2018
Book Page003754/001852
Instrument33620
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 06, 2048

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 29, 2017
Property Address6402 LADERA TRL, PACE, FL 32571-6783
Document Number0036650888
Book / Page3665 / 0888
Map ReferenceMB10 PG96
Instrument DateSep 27, 2017
Instrument201740553
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,294.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address6402 LADERA TRL, PACE, FL 32571-6783

Mortgage

Document Number0201740554
DateSep 29, 2017
Instrument201740554
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$178,189 (+2.9%)$251,336 (-2.19%) Land $45,000 Building $206,336
2024$1,769.00 (+5.17%) Homeowner's exemption$173,167 (+3%)$256,966 (+0.76%) Land $45,000 Building $211,966
2023$1,682.00 (+2.94%) Homeowner's exemption$168,123 (+3%)$255,027 (+6.75%) Land $45,000 Building $210,027
2022$1,634.00 Homeowner's exemption$163,226$238,907 Land $31,000 Building $207,907

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 418 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00A00-0240
Alternative APN
  • N30223007700A000240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,676 sqft Living Area
Gross Area2,274 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area6,795 sqft (0.156 acres)
Depth X Width125 ft x 56 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address6402 LADERA TRL
CityPACE
StateFL
Zip32571-6783
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 1 LOT 24 BLK A AS DES IN OR 3754 PG 1850 & IN OR 4011 PG 1067
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockA
Legal Lot Number24
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1064
Census Tract10302

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