6402 el Pato Ct, Carlsbad, CA 92009 Property Records

San Diego County property record for 6402 el Pato Ct, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,540 sqft · built 1985
Lot Size0.327 acres (14,249 sqft)
OwnerCompany Name on Record
Last Sale$658,000 (May 2013)
Tax Bill$8,768 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN215-561-11-00

Property Details

APN / Parcel Number

Primary APN215-561-11-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,540 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialTile
Lot Area14,249 sqft (0.327 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6402 EL PATO CT
CityCARLSBAD
StateCA
Zip92009-4309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 163 TR 010257
Legal SubdivisionCARLSBAD COURT
Legal Tract010257
Legal Block3
Legal Lot Number163
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract20030

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6402 EL PATO CT, CARLSBAD, CA 92009-4309
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
BOEING EMPLOYEES CREDIT UNION
May 27, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2013 · Amount on Record
Deed SaleMay 3, 2013 · Amount on Record
Prior SaleOct 15, 2004 · Amount on Record
Deed Document Number2013280961
Prior Transfer DateNov 6, 1993
Prior Transfer Doc0000821439
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 13, 2026
Property Address6402 EL PATO CT, CARLSBAD, CA 92009-4309
Document Number0000136660
Instrument DateMar 24, 2026
Instrument2026136660
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address6402 EL PATO CT, CARLSBAD, CA 92009-4309

Mortgage

Document Number0000136660,
DateMay 13, 2026
Instrument2026136660
Lender
NameBOEING EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueMar 30, 2051
Interest
Rate5.98%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6402 EL PATO CT, CARLSBAD, CA 92009-4309
Document Number0000276176
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6402 EL PATO CT CARLSBAD CA 920094309, CARLSBAD, CA 92009-4309

Mortgage

Document Number0000276176
DateJun 1, 2020
Instrument276176
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$826,472 (+2%) Land $482,110 Building $344,362
2025$8,768.00 (+3.53%) Homeowner's exemption$810,267 (+4.04%) Land $472,657 Building $337,610
2024$8,469.00 (+0.52%)
2023$8,425.00 (+1.58%) Homeowner's exemption$778,805 Land $454,304 Building $324,501
2022$8,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLSBAD MWD
serves 96,371 people · EPA ID CA3710005
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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