Charles County property record for 6402 Copperhead Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,586 sqft · built 1994 |
| Lot Size | 0.191 acres (8,339 sqft) |
| Owner | Individual Name on File |
| Last Sale | $283,000 (Nov 2018) |
| Tax Bill | $9,908 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-182631 |
| Primary APN | 06-182631 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 1,806 sqft |
| 1st Floor Area | 808 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,339 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 182631 |
|---|---|
| Street Address | 6402 COPPERHEAD CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 72 PARCEL E-2 HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 850710 |
6402 Copperhead Ct is owned and occupied by an individual who bought it in November 2018.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6402 COPPERHEAD CT, WALDORF, MD 20603-4338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Nov 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage NAVY FCU |
| Nov 20, 2018 | Grant Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Jun 24, 2014 · Amount on File |
| Deed Book / Page | 10461 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6402 COPPERHEAD CT, WALDORF, MD 20603-4338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 6402 COPPERHEAD CT, WALDORF, MD 20603-4338 |
| Document Number | 0123780001 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 12378/1 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6402 COPPERHEAD CT, WALDORF, MD 20603-4338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6402 COPPERHEAD CT, WALDORF, MD 20603-4338 |
| Document Number | 0114420213 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 11442/213 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 20, 2018 |
| Property Address | 6402 COPPERHEAD CT, WALDORF, MD 20603-4338 |
| Document Number | 0104610145 |
| Book / Page | 010461 / 000145 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | HERITAGE TITLE LIMITED, HERITAGE TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6402 COPPERHEAD CT WALDORF MD 206034338, WALDORF, MD 20603-4338 |
| Document Number | 104610152 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 010461/000152 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2048 |
The 2025 property tax bill for 6402 Copperhead Ct was $9,908.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,233 | $380,200 Land $125,200 Building $255,000 | |
| 2025 | $9,908.00 | ||
| 2023 | $4,005.00 | $279,800 | $293,300 Land $125,200 Building $168,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6402 Copperhead Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6402 Copperhead Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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