6402 Clayton Ct, Temple, TX 76502 Property Records

Bell County property record for 6402 Clayton Ct, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,340 sqft · built 2021
Lot Size	0.539 acres (23,460 sqft)
Owner	2 Individuals on Record
Last Sale	$318,500 (Oct 2025)
Tax Bill	$9,411 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0076377045`

Property Details

APN / Parcel Number

Primary APN	`0076377045`
Alternative APNs	`476144` `809501`

Interior

Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	2,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,460 sqft (0.539 acres)
Lot Dimensions	151 ft deep x 156 ft wide
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	570 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6402 CLAYTON CT
City	TEMPLE
State	TX
Zip	76502-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY RANCH PHASE II, BLOCK 001, LOT 0008
Legal Subdivision	LEGACY RANCH PHASE II
Legal Block	1
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2027
Census Tract	21305

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 11, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 30, 2020	Loan Modification, Mortgage BANKCORPSOUTH BK
Jul 26, 2020	Loan Modification, Mortgage BANCORPSOUTH
Aug 30, 2019	Loan Modification, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	202552560
Record Updated	Sep 20, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 23, 2025
Property Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416
Document Number	0000052560
Map Reference	DOC 2017-25
Instrument Date	Oct 23, 2025
Instrument	2025052560
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, TEJAS LAND & TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416

Mortgage

Document Number	0000052561
Date	Oct 23, 2025
Instrument	2025052561

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 11, 2023
Property Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416
Document Number	0000001460
Map Reference	PL 2017 PL 25
Instrument Date	Jan 10, 2023
Instrument	2023001460
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5297 S 31ST ST # ST109, ST109, TEMPLE, TX 76502-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416

Mortgage

Document Number	0000001461
Date	Jan 11, 2023
Instrument	2023001461

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416
Document Number	0000062431
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6402 CLAYTON CT TEMPLE TX 765022416, TEMPLE, TX 76502-2416

Mortgage

Document Number	0000062431
Date	Nov 12, 2020
Instrument	62431

Lender

Name	BANKCORPSOUTH BK
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 11, 2021

Interest

Rate	1.5%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416
Document Number	0000039500
Instrument Date	Jul 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5297 S 31ST ST #109 TEMPLE TX 765023515, 109, TEMPLE, TX 76502-3515

Mortgage

Document Number	0000039500
Date	Aug 3, 2020
Instrument	39500

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2021

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Aug 30, 2019
Property Address	6402 CLAYTON CT, TEMPLE, TX 76502-2416
Instrument Date	Jul 26, 2019
Instrument	39430
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6427 CLAYTON CT TEMPLE TX 765022416, TEMPLE, TX 76502-2416

Mortgage

Document Number	0000039430
Date	Aug 30, 2019
Instrument	39430

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,411.00 (-4.09%) Homeowner's exemption	$504,421 (-6.26%) Land $80,000 Building $424,421	$504,421 (-6.26%) Land $80,000 Building $424,421
2024	$9,812.00 (-5.41%)
2023	$10,373.00 (+884.16%) Homeowner's exemption	$538,090 Land $60,000 Building $478,090	$538,090 Land $60,000 Building $478,090
2022	$1,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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