Montgomery County property record for 6402 Churchill Downs Pl, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,159 sqft · built 2004 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,900 (Mar 2007) |
| Tax Bill | $4,904 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P70-02102-0017 |
| Primary APN | P70-02102-0017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,159 sqft Living Area |
| Gross Area | 2,687 sqft |
| 1st Floor Area | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,498 sqft (0.241 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 120 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6402 CHURCHILL DOWNS PL |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-3694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 LEXINGTON PLACE SEC 1 |
| Legal Subdivision | LEXINGTON PLACE |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
6402 Churchill Downs Pl is owned and occupied by two individuals who bought it in March 2007.
Source: Montgomery County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6402 CHURCHILL DOWNS PL, DAYTON, OH 45424-3694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Oct 5, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2007 · Amount on File |
| Deed Sale | Mar 8, 2007 · Amount on File |
| Prior Sale | Mar 8, 2007 · Amount on File |
| Deed Document Number | 200719324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 9, 2026 |
| Property Address | 6402 CHURCHILL DOWNS PL, DAYTON, OH 45424-3694 |
| Document Number | 0000034119 |
| Instrument Date | May 29, 2026 |
| Instrument | 202634119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6402 CHURCHILL DOWNS PL, DAYTON, OH 45424-3694 |
| Document Number | 0000034119, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202634119 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 5, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6402 CHURCHILL DOWNS PL, DAYTON, OH 45424-3694 |
| Document Number | 0000026898 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6402 CHURCHILL DOWNS PL HUBER HEIGHTS OH 454243694, HUBER HEIGHTS, OH 45424-3694 |
| Document Number | 0000026898 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 26898 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6402 CHURCHILL DOWNS PL, DAYTON, OH 45424-3694 |
| Document Number | 0000061165 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6402 CHURCHILL DOWNS PL HUBER HEIGHTS OH 454243694, HUBER HEIGHTS, OH 45424-3694 |
| Document Number | 0000061165 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 61165 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | HUBER HEIGHTS, OH 45424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6402 Churchill Downs Pl was $4,904.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,904.00 | $93,100 Land $21,120 Building $71,980 | $265,990 Land $60,330 Building $205,660 |
| 2024 | $4,904.00 (+3.57%) | ||
| 2023 | $4,735.00 (-0.96%) | $93,100 (+26.74%) Land $21,120 Building $71,980 | $265,990 Land $60,330 Building $205,660 |
| 2022 | $4,781.00 | $73,460 Land $16,630 Building $56,830 | |
| 2020 | $209,860 Land $47,500 Building $162,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6402 Churchill Downs Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1995–2014) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6402 Churchill Downs Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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