6402 Baypoint Dr, Washington, MI 48094 Property Records

Macomb County property record for 6402 Baypoint Dr, Washington, MI 48094

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 7,535 sqft · built 2004
Lot Size	0.587 acres (25,570 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2001)
Tax Bill	$24,733 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-04-21-374-001`

Property Details

APN / Parcel Number

Primary APN	`24-04-21-374-001`
Alternative APN	`0421374001`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,535 sqft Living Area
1st Floor Area	4,421 sqft
Basement Area	4,421 sqft
Unfinished Basement	4,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Stone
Lot Area	25,570 sqft (0.587 acres)
Lot Dimensions	191 ft deep x 78.8 ft wide
Garage Area	1,498 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6402 BAYPOINT DR
City	WASHINGTON
State	MI
Zip	48094-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WASHINGTON POINTE SUBDIVISION LOT 78 LIBER 148, PAGES 20-34
Legal Subdivision	WASHINGTON POINTE SUBDIVISION
Legal Lot Number	78
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1019
Census Tract	215201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6402 BAYPOINT DR, WASHINGTON, MI 48094-1248
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
May 29, 2018	Quit Claim Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2001 · Amount on Record
Deed Sale	Oct 2, 2001 · Amount on Record
Last Transfer Date	Jun 11, 2024
Transfer Doc	2400051806
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Apr 2, 2026
Property Address	6402 BAYPOINT DR, WASHINGTON, MI 48094-1248
Document Number	2600031987
Book / Page	30595 / 537
Instrument Date	Mar 26, 2026
Instrument	202631987
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 BAYPOINT DR, WASHINGTON, MI 48094-1248

Mortgage

Document Number	0000031987,
Date	Apr 2, 2026
Book Page	30595/537
Instrument	202631987

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 15, 2051

Interest

Rate	5.98%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	6402 BAYPOINT DR, WASHINGTON, MI 48094-1248
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 BAYPOINT DR, WASHINGTON, MI 48094-1248

Mortgage

Document Number	2600012269
Date	Feb 11, 2026
Book Page	30511/909
Instrument	202600012269

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.4%
Index	1-Year CMT
Max Rate	10.4%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	6402 BAYPOINT DR, WASHINGTON TOWNSHIP, MI 48094-1248
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	ATA NATL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 BAYPOINT DR, WASHINGTON, MI 48094-1248

Mortgage

Document Number	0000160999
Date	Dec 23, 2020
Book Page	27277/310
Instrument	2160999

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	6402 BAYPOINT DR, WASHINGTON TOWNSHIP, MI 48094-1248
Document Number	0000084642
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6402 BAYPOINT DR WASHINGTON MI 480941248, WASHINGTON, MI 48094-1248

Mortgage

Document Number	0000084642
Date	Jul 27, 2018
Book Page	025491/000190
Instrument	84642

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2043

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 29, 2018
Property Address	6402 BAYPOINT DR, WASHINGTON TOWNSHIP, MI 48094-1248
Document Number	0000061484
Book / Page	025386 / 000561
Instrument Date	May 23, 2018
Instrument	61484
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59227 VAN DYKE RD WASHINGTON TWP MI 480942205, WASHINGTON TWP, MI 48094-2205

Mortgage

Document Number	61485
Date	May 29, 2018
Book Page	025386/000563
Instrument	61485

Lender

Name	LAKE MI CU
Type	Credit Union
Address	4027 LAKE DR, GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.24%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,042,100 (+6.38%)	$2,084,200 (+6.38%)
2025	$24,733.00 (+13.78%) Homeowner's exemption	$979,600 (+20.34%)	$1,959,200 (+20.34%)
2023		$814,000	$1,628,000
2022	$21,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON TOWNSHIP serves 15,828 people · EPA ID MI0006905
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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