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6401 Woods St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6401 Woods St, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,674 sqft · built 2001
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (Nov 2019)
Tax Bill$1,734 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN95413

Property Details

APN / Parcel Number

Primary APN95413
Alternative APN
  • 022631472000015260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,674 sqft Heated Area
Gross Area1,794 sqft
1st Floor Area1,674 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions120 ft deep x 82 ft wide
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number95413
Street Address6401 WOODS ST
CitySAINT CLOUD
StateFL
Zip34771-9736
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeORMH
Legal DescriptionPINE GROVE PARK PB 1 PG 245 LOTS 526, 527, 528 & W 2 FT OF LOTS 593 & 594 AND THE E 1/2 OF VAC R/W ABUTTING THE W SIDE
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionPINE GROVE PK
Legal Tract4720
Legal Block1
Legal Lot Number526 527
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1023
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6401 WOODS ST, SAINT CLOUD, FL 34771-9736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2019 · Amount on Record
Deed SaleNov 6, 2019 · Amount on Record
Prior SaleAug 6, 2001 · Amount on Record
Deed Document Number2019144499
Deed Book / Page5619 / 1371
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 6, 2019
Property Address6401 WOODS ST, SAINT CLOUD, FL 34771-9736
Document Number0056191371
Book / Page5619 / 1371
Map ReferenceMB 1 PG 245
Instrument DateNov 4, 2019
Instrument2019144499
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyA CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,049.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1409 HOLLYHOCK CIR, 1409, APOPKA, FL 32703-6581

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 WOODS ST, SAINT CLOUD, FL 34771-9736

Mortgage

Document Number0056191372
DateNov 6, 2019
Instrument5619/1372
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,734.00 (-42.47%) Homeowner's exemption$109,567 (+5.99%)$153,300 (-11.13%) Land $46,400 Building $106,900
2023$3,014.00 (+4%) Homeowner's exemption$103,379 (+3%)$172,500 (+67.8%) Land $46,400 Building $126,100
2022$2,898.00 Homeowner's exemption$100,368$102,800 Land $27,200 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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