6401 W 54th St, Parma (Cleveland), OH 44129 Property Records

Cuyahoga County property record for 6401 W 54th St, Parma, OH 44129

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,161 sqft · built 1961
Lot Size	0.287 acres (12,524 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jan 2022)
Tax Bill	$4,120 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`447-20-009`

Property Details

APN / Parcel Number

Primary APN	`447-20-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,161 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	1,025 sqft
Basement Area	636 sqft
Finished Basement	477 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,524 sqft (0.287 acres)
Lot Dimensions	202 ft deep x 61.7 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	70 sqft
Deck Area	437 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	6401 W 54TH ST
City	PARMA
State	OH
Zip	44129-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	BLAKE O/L 19-20 RDGWD#12 0001 ALL
Legal Subdivision	RDGWD#12
Legal Lot Number	1
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1009
Census Tract	177608

Owner

6401 W 54th St is owned and occupied by an individual who bought it in January 2022.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6401 W 54TH ST, CLEVELAND, OH 44129-5237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2019	Warranty Deed, Transfer · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	202201210552
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 21, 2022
Property Address	6401 W 54TH ST, PARMA, OH 44129-5237
Document Number	0000000552
Map Reference	VOL 164 PG 26
Instrument Date	Jan 20, 2022
Instrument	202201210552
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6401 W 54TH ST, PARMA, OH 44129-5237

Mortgage

Document Number	0000000553
Date	Jan 21, 2022
Instrument	202201210553

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6401 W 54TH ST, PARMA, OH 44129-5237
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000249
Date	Mar 30, 2021
Instrument	202103300249

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 26, 2019
Property Address	6401 W 54TH ST, PARMA, OH 44129-5237
Document Number	0006260711
Instrument Date	Jun 22, 2019
Instrument	6260711
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6401 W 54TH ST PARMA OH 441295237, PARMA, OH 44129-5237

Mortgage

Document Number	6260712
Date	Jun 26, 2019
Instrument	6260712

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6401 W 54th St was $4,120 with a homeowner's exemption, up 4.3% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,120.00 (+4.28%) Homeowner's exemption	$72,140 (-) Land $13,090 Building $59,050
2024	$3,951.00 (-4.33%) Homeowner's exemption	$72,140 (+22.37%) Land $13,090 Building $59,050	$206,100 Land $37,400 Building $168,700
2023	$4,130.00 (+0.93%) Homeowner's exemption	$58,950 (-) Land $13,760 Building $45,190
2022	$4,092.00 Homeowner's exemption	$58,950 Land $13,760 Building $45,190
2021			$168,400 Land $39,300 Building $129,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6401 W 54th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 W 54th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: PCs for People, Spectrum.

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