6401 Thunder Bay Trl, Riverside (Jurupa Valley), CA 92509 Property Records

Riverside County property record for 6401 Thunder Bay Trl, Riverside, CA 92509

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,554 sqft · built 1983
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Mar 2022)
Tax Bill	$5,996 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-404-006`

Property Details

APN / Parcel Number

Primary APN	`185-404-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area
Gross Area	2,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Roof Material	Gravel
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	6401 THUNDER BAY TRL
City	JURUPA VALLEY
State	CA
Zip	92509-0147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	.08 ACRES NET IN LOT 6 MB 126/045 TR 18070
Legal Subdivision	TRACT NO 18070
Legal Tract	18070
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	JURUPA
Census Block Group	2
Census Block	2000
Census Tract	40404

Owner

6401 Thunder Bay Trl is owned and occupied by two individuals who bought it in March 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6401 THUNDER BAY TRL, JURUPA VALLEY, CA 92509-0147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2021	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	2022111342
Prior Transfer Date	Jun 29, 1995
Prior Transfer Doc	0000215399
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 7, 2022
Property Address	6401 THUNDER BAY TRL, RIVERSIDE, CA 92509-0147
Document Number	0000111342
Map Reference	MB 126 PG 45-47
Instrument Date	Feb 9, 2022
Instrument	2022-0111342
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6401 THUNDER BAY TRL, JURUPA VALLEY, CA 92509-0147

Mortgage

Document Number	0000111343
Date	Mar 7, 2022
Instrument	2022-0111343

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	6401 THUNDER BAY TRL, RIVERSIDE, CA 92509-0147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT IE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231437
Date	Jun 1, 2020
Instrument	2020-0231437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 25, 2021
Property Address	6401 THUNDER BAY TRL, RIVERSIDE, CA 92509-0147
Document Number	0000122931
Map Reference	MB 126 PG 45-47
Instrument Date	Jan 22, 2021
Instrument	2021-0122931
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 THUNDER BAY TRI, JURUPA VALLEY, CA 92509

Mortgage

Document Number	0000122932
Date	Feb 25, 2021
Instrument	2021-0122932

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6401 Thunder Bay Trl was $5,996, up 5.3% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Jurupa Valley City
Unified School District	Jurupa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,214 (+2%) Land $86,593 Building $454,621
2025	$5,996.00 (+5.29%)	$530,603 Land $84,896 Building $445,707
2024	$5,695.00 (+0.42%)
2023	$5,671.00 (+16.54%)	$510,000 Land $81,600 Building $428,400
2022	$4,866.00
2021			$437,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 Thunder Bay Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 Thunder Bay Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JURUPA COMMUNITY SD serves 134,638 people · EPA ID CA3310021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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