6401 SW 109th St, Pinecrest (Miami), FL 33156 Property Records

Miami-Dade County property record for 6401 SW 109th St, Pinecrest, FL 33156

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,554 sqft · built 1991
Lot Size	0.88 acres (38,332 sqft)
Owner	2 Individual Names on Record
Tax Bill	$20,390 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-5012-005-0060`

Property Details

APN / Parcel Number

Primary APN	`20-5012-005-0060`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,328 sqft Living Area
Gross Area	6,301 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	38,332 sqft (0.88 acres)
Patio Area	1,459 sqft

Location & Zoning

Street Address	6401 SW 109TH ST
City	PINECREST
State	FL
Zip	33156-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2300
Legal Description	12 55 40 .88 AC RIMOLDI PB 51-57 LOT 6 BLK 1 OR 14550-822 0590 1 F/A/U 30-5012-005-0060
Legal Range	40E
Legal Township	55S
Legal Section	12
Legal Subdivision	RIMOLDI
Legal Block	1
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	2
Census Block	2017
Census Tract	7806

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6401 SW 109TH ST, PINECREST, FL 33156-4057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	6401 SW 109TH ST, PINECREST, FL 33156-4057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516092
Date	Sep 14, 2020
Book Page	32096/3551
Instrument	2020R0516092

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Pinecrest Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,390.00 (+7.44%) Homeowner's exemption	$1,130,737 (+5.99%)	$2,806,556 (+21.05%) Land $2,108,260 Building $698,296
2023	$18,978.00 (+3.25%) Homeowner's exemption	$1,066,865 (+3%)	$2,318,447 (+27.02%) Land $1,609,944 Building $708,503
2022	$18,381.00 Homeowner's exemption	$1,035,792	$1,825,235 Land $1,111,628 Building $713,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	32 (1981–2017)
Claims Outside the SFHA	12 of 32
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 7 claims Hurricane Irene, Oct 1999 · 9 claims Hurricane Andrew, Aug 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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