6401 Summit Pointe Rd NW, Rochester, MN 55901 Property Records

Olmsted County property record for 6401 Summit Pointe Rd NW, Rochester, MN 55901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,671 sqft · built 2005
Lot Size0.377 acres (16,422 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Jun 2017)
Tax Bill$7,874 (2026)
Deeds & MortgagesJun 2021 Transfer
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74.08.22.074553

Property Details

APN / Parcel Number

Primary APN74.08.22.074553

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,671 sqft Living Area
1st Floor Area1,320 sqft
2nd Floor Area1,351 sqft
Basement Area1,302 sqft
Unfinished Basement1,302 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,422 sqft (0.377 acres)
Garage TypeAttached
Garage Area1,012 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area168 sqft
Deck Area263 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6401 SUMMIT POINTE RD NW
CityROCHESTER
StateMN
Zip55901-5657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-08 TWP-107 RANGE-014 SUMMIT POINTE 4TH LOT-009 BLOCK-001 LOT 9 BLK 1
Legal Range14
Legal Township107
Legal Section08
Legal SubdivisionSUMMIT POINTE 4TH
Legal Block1
Legal Lot Number9
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group3
Census Block3000
Census Tract1404

Owner

6401 Summit Pointe Rd NW is owned and occupied by an individual who acquired it in March 2021.

Source: Olmsted County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address6401 SUMMIT POINTE RD NW, ROCHESTER, MN 55901-5657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Intrafamily Transfer, Transfer
Jun 30, 2017Warranty Deed, Transfer · Commercial Mortgage
STERLING STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2017 · Amount on File
Deed SaleJun 30, 2017 · Amount on File
Prior SaleJan 18, 2006 · Amount on File
Deed Document Number20171427357
Last Transfer DateMar 22, 2021
Transfer DocA1537380
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLMSTED MN
Recording DateJun 8, 2021
Property Address6401 SUMMIT POINTE RD NW, ROCHESTER, MN 55901-5657
Document NumberA1537380
Instrument DateMar 22, 2021
InstrumentA-1537380
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 SUMMIT POINTE RD NW, ROCHESTER, MN 55901-5657

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJun 30, 2017
Property Address6401 SUMMIT POINTE RD NW, ROCHESTER, MN 55901-5657
Document NumberA1427357
Instrument DateJun 28, 2017
InstrumentA-1427357
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyHOME TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,303.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6401 SUMMIT POINTE RD NW, ROCHESTER, MN 55901-5657

Mortgage

Document NumberA1427358
DateJun 30, 2017
InstrumentA-1427358
Lender
NameSTERLING STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term85 Months
DueJul 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 6401 Summit Pointe Rd NW was $7,874 with a homeowner's exemption, up 9.9% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,874.00 (+9.91%) Homeowner's exemption
2025$7,164.00 Homeowner's exemption$538,400 (+5.4%) Land $70,000 Building $468,400$538,400 (+5.4%) Land $70,000 Building $468,400
2024$510,800 Land $70,000 Building $440,800$510,800 Land $70,000 Building $440,800
2022$6,640.00$519,200 Land $70,000 Building $449,200$519,200 Land $70,000 Building $449,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 Summit Pointe Rd NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 Summit Pointe Rd NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: CenturyLink, Hiawatha Broadband Communications, Minnesota WiFi.

Nearby Properties on Summit Pointe Rd NW

Nearby Streets

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