Manatee County property record for 6401 Stone River Rd, Bradenton, FL 34203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,783 sqft · built 1993 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2022) |
| Tax Bill | $3,418 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17315-1290-9 |
| Primary APN | 17315-1290-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,783 sqft |
| Utility Area | 1 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,280 sqft (0.236 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 260 sqft |
| Porch | Screened Porch |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 6401 STONE RIVER RD |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34203-7818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 58 TARA PHASE I UNIT 1 SUB PI#17315.1290/9 |
| Legal Range | 18E |
| Legal Township | 35S |
| Legal Section | 14 |
| Legal Subdivision | TARA PHASE I UNIT 1 |
| Legal Tract | 01731500 |
| Legal Lot Number | 58 |
| Legal Unit | 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2005 |
6401 Stone River Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCEMYHOME.COM |
| Jan 2, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 1, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on File |
| Deed Sale | Jun 24, 2022 · Amount on File |
| Prior Sale | Jan 2, 2019 · Amount on File |
| Deed Document Number | 202282799 |
| Prior Transfer Date | Apr 26, 2017 |
| Prior Transfer Doc | 0000040988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 24, 2022 |
| Property Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 0041082799 |
| Map Reference | MB 24 PG 144-152 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 202241082799 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 12TH ST S # S1226, 520, ARLINGTON, VA 22202-4211 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3607 PARK PL, SPRINGFIELD, NJ 07081-3545 |
| Document Number | 0041082800 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 202241082800 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 202141121095 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 202141121095 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 0041047572 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6401 STONE RIVER RD BRADENTON FL 342037818, BRADENTON, FL 34203-7818 |
| Document Number | 0041047572 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 41047572 |
| Name | FINANCEMYHOME.COM |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jan 2, 2019 |
| Property Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 0027626102 |
| Book / Page | 2762 / 6102 |
| Map Reference | MB 24 PG 144-152 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 201941000055 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 744 WATER STREET ST JOHNS NEWFOUNDLAND A1E 1CS2 CA, 744, XX 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 201941000056 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 201941000056 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 1, 2017 |
| Property Address | 6401 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 0026720001 |
| Book / Page | 002672 / 000001 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 41040988 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 744 WATER ST |
The 2025 property tax bill for 6401 Stone River Rd was $3,418 with a homeowner's exemption, up 0.4% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,421 (-1.39%) Land $54,400 Building $418,021 | $472,421 (-1.39%) Land $54,400 Building $418,021 | |
| 2025 | $3,418.00 (+0.44%) | $479,076 Land $54,400 Building $424,676 | $479,076 Land $54,400 Building $424,676 |
| 2024 | $3,403.00 (-52.53%) | ||
| 2023 | $7,168.00 (+59.54%) | $479,503 (+42.27%) Land $45,900 Building $433,603 | $479,503 (+42.27%) Land $45,900 Building $433,603 |
| 2022 | $4,493.00 | $337,040 Land $45,000 Building $292,040 | $337,040 Land $45,000 Building $292,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6401 Stone River Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 7 (1997–2020) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6401 Stone River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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