6401 Steadman St, Dearborn, MI 48126 Property Records

Wayne County property record for 6401 Steadman St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,190 sqft · built 1930
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2019)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Aug 2025 Transfer Mar 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-34-017`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-34-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,190 sqft Living Area
1st Floor Area	629 sqft
Basement Area	629 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	102 ft deep x 33 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6401 STEADMAN ST
City	DEARBORN
State	MI
Zip	48126-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 1026 ALBERT P TERNES SUB NO 2
Legal Subdivision	ALBERT P TERNES NO 2
Legal Lot Number	1026
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2003
Census Tract	573900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Intrafamily Transfer, Transfer
Mar 8, 2023	Intrafamily Transfer, Transfer
Mar 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Aug 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 2, 2019	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY LNDG
Jan 30, 2017	Quit Claim Deed, Mortgage INDEPENDENT BK
Jan 25, 2017	Deed of Trust, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Nov 18, 2011 · Amount on Record
Deed Document Number	20194556
Deed Book / Page	54798 / 125
Last Transfer Date	Jul 23, 2025
Transfer Doc	0597170250
Record Updated	Oct 29, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Aug 12, 2025
Property Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Document Number	0597170250
Book / Page	59717 / 250
Map Reference	LB 43 PG 14
Instrument Date	Jul 23, 2025
Instrument	2025233792
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25899 LILA LN, DEARBORN HEIGHTS, MI 48127-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 8, 2023
Property Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Document Number	0581100320
Book / Page	58110 / 320
Map Reference	LB 43 PG 14
Instrument Date	Feb 15, 2023
Instrument	2023044336
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25899 LILA LN, DEARBORN HEIGHTS, MI 48127-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0535881019
Date	Mar 23, 2017
Book Page	53588/1019
Instrument	2017082194

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Aug 31, 2021
Property Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Document Number	0569970300
Book / Page	56997 / 300
Map Reference	LB 43 PG 14
Instrument Date	Aug 26, 2021
Instrument	2021328296
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056

Mortgage

Document Number	0056997303
Date	Aug 31, 2021
Instrument	56997/303

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 2, 2019
Property Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Document Number	0547980125
Book / Page	054798 / 000125
Instrument Date	Dec 13, 2018
Instrument	4556
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6401 STEADMAN ST DEARBORN MI 481262056, DEARBORN, MI 48126-2056

Mortgage

Document Number	547980127
Date	Jan 2, 2019
Book Page	054798/000127
Instrument	4557

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 30, 2017
Property Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Document Number	0534880304
Book / Page	053488 / 000304
Instrument Date	Jan 25, 2017
Instrument	28628
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	VENTURE TITLE, VENTURE TITLE AGENCY LIMITED

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6401 STEADMAN ST DEARBORN MI 481262056, DEARBORN, MI 48126-2056

Mortgage

Document Number	535171421
Date	Jan 30, 2017
Book Page	053517/001421
Instrument	43936

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6401 STEADMAN ST, DEARBORN, MI 48126-2056
Document Number	0539170398
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	VENTURE TITLE, VENTURE TITLE AGENCY LIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6401 STEADMAN ST DEARBORN MI 481262056, DEARBORN, MI 48126-2056

Mortgage

Document Number	0539170398
Date	Aug 31, 2017
Book Page	053917/000398
Instrument	289556

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,400 (+12.94%)	$200,800 (+12.94%)
2025	$3,297.00 (+7.99%)	$88,900 (+9.35%)	$177,800 (+9.35%)
2023	$3,053.00 (-7.62%) Homeowner's exemption	$81,300	$162,600
2019	$3,305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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