6401 Rusty Ridge Dr, Austin, TX 78731 Property Records

Travis County property record for 6401 Rusty Ridge Dr, Austin, TX 78731

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,516 sqft · built 1988
Lot Size	0.377 acres (16,448 sqft)
Owner	Individual Name on Record
Tax Bill	$28,211 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2019 Loan Modification + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0137051318`

Property Details

APN / Parcel Number

Primary APN	`0137051318`
Alternative APNs	`01370513180000` `134212`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,516 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,958 sqft
2nd Floor Area	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,448 sqft (0.377 acres)
Lot Dimensions	136 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	329 sqft
Deck Area	450 sqft
Patio Area	677 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	134212
Old Parcel Number	01370513180000
Street Address	6401 RUSTY RIDGE DR
City	AUSTIN
State	TX
Zip	78731-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK B SHINOAK VALLEY SEC III
Legal Subdivision	SHINOAK VALLEY SEC III
Legal Block	B
Legal Lot Number	9
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	5
Census Block	5002
Census Tract	30600

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 4, 2019	Loan Modification, Mortgage CENTENNIAL BK
Nov 4, 2019	Loan Modification, Mortgage CENTENNIAL BK
Nov 4, 2019	Loan Modification, Mortgage CENTENNIAL BK
Jul 2, 2019	Loan Modification, Mortgage CENTENNIAL BK
Jul 2, 2019	Loan Modification, Mortgage CENTENNIAL BK
Apr 4, 2019	Loan Modification, Mortgage CENTENNIAL BK
Jan 5, 2018	Deed of Trust, Construction Loan · Construction Mortgage CENTENNIAL BK
Oct 13, 2017	Vendor's Lien, Transfer · Commercial Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020
Deed Sale	Apr 22, 2020
Prior Sale	Oct 13, 2017
Deed Document Number	2020064465
Record Updated	Jun 8, 2026

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Apr 22, 2020
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000064465
Map Reference	VOL 83 PG 207B
Instrument Date	Apr 22, 2020
Instrument	2020064465
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	AUSTIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 RAVEY ST, AUSTIN, TX 78704-4926

Mortgage

Document Number	0000064466
Date	Apr 22, 2020
Instrument	2020064466

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000002780
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 W 6TH ST AUSTIN TX 787035140, AUSTIN, TX 78703-5140

Mortgage

Document Number	0000002780
Date	Jan 7, 2020
Instrument	2780

Lender

Name	CENTENNIAL BK
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 6, 2021

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000002779
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 W 6TH ST AUSTIN TX 787035140, AUSTIN, TX 78703-5140

Mortgage

Document Number	0000002779
Date	Jan 7, 2020
Instrument	2779

Lender

Name	CENTENNIAL BK
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 6, 2021

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000028878
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 W 6TH ST AUSTIN TX 787035140, AUSTIN, TX 78703-5140

Mortgage

Document Number	0000028878
Date	Feb 24, 2020
Instrument	28878

Lender

Name	CENTENNIAL BK
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 23, 2021

Interest

Rate	6.5%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000141875
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 W 6TH ST AUSTIN TX 787035140, AUSTIN, TX 78703-5140

Mortgage

Document Number	0000141875
Date	Sep 13, 2019
Instrument	141875

Lender

Name	CENTENNIAL BK
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000141874
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 W 6TH ST AUSTIN TX 787035140, AUSTIN, TX 78703-5140

Mortgage

Document Number	0000141874
Date	Sep 13, 2019
Instrument	141874

Lender

Name	CENTENNIAL BK
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Amount	Amount Recorded

Interest

Rate	6.5%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000048863
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 W 6TH ST AUSTIN TX 787035140, AUSTIN, TX 78703-5140

Mortgage

Document Number	0000048863
Date	Apr 8, 2019
Instrument	48863

Lender

Name	CENTENNIAL BK
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2020

Interest

Rate	5.25%

January 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Recording Date	Jan 5, 2018
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000002563
Instrument Date	Jan 2, 2018
Instrument	2563
Transaction Type	Construction Loan
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 W 6TH ST AUSTIN TX 787035140, AUSTIN, TX 78703-5140

Mortgage

Document Number	0000002563
Date	Jan 5, 2018
Instrument	2563

Lender

Name	CENTENNIAL BK
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 4, 2019

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Oct 13, 2017
Property Address	6401 RUSTY RIDGE DR, AUSTIN, TX 78731-3927
Document Number	0000164903
Map Reference	VOL83 PG207B-207D
Instrument Date	Oct 11, 2017
Instrument	2017164903
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	191 W 6TH ST, AUSTIN, TX 78701-2913

Mortgage

Document Number	0000164904
Date	Oct 13, 2017
Instrument	2017164904

Lender

Name	CENTENNIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,682,000 (-24.22%) Land $550,856 Building $1,131,144	$1,682,000 (-24.22%) Land $550,856 Building $1,131,144
2024	$28,211.00 (+18.81%)
2023		$2,219,556 Land $735,000 Building $1,484,556	$2,219,556 Land $735,000 Building $1,484,556
2022	$23,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Western Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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