6401 Piney Path Rd, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 6401 Piney Path Rd, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,780 sqft · built 1982
Lot Size	0.187 acres (8,148 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2022)
Tax Bill	$3,480 (2023)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`133-131-22`

Property Details

APN / Parcel Number

Primary APN	`133-131-22`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Heated Area
Gross Area	2,116 sqft
1st Floor Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Bi-Level
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,148 sqft (0.187 acres)
Garage Area	336 sqft
Deck Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	133-131-22
Street Address	6401 PINEY PATH RD
City	CHARLOTTE
State	NC
Zip	28212-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L15 BB M19-423
Legal Subdivision	TAMARON I SEC I
Legal Block	B
Legal Lot Number	15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	1919

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6401 PINEY PATH RD, CHARLOTTE, NC 28212-4555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 15, 2022	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Apr 12, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	0037680289
Deed Book / Page	37680 / 289
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6401 PINEY PATH RD, CHARLOTTE, NC 28212-4555
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089891
Date	May 6, 2021
Book Page	36029/845
Instrument	2021089891

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.95%
Index	5-Year CMT
Max Rate	8.95%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 29, 2022
Property Address	6401 PINEY PATH RD, CHARLOTTE, NC 28212-4555
Document Number	0000136918
Book / Page	37680 / 289
Map Reference	MB 19 PG 423
Instrument Date	Sep 29, 2022
Instrument	2022136918
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FORTIFIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8929 J M KEYNES DR # DR301A, DR301A, CHARLOTTE, NC 28262-8406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 PINEY PATH RD, CHARLOTTE, NC 28212-4555

Mortgage

Document Number	0000136919
Date	Sep 29, 2022
Instrument	2022136919

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 15, 2022
Property Address	6401 PINEY PATH RD, CHARLOTTE, NC 28212-4555
Document Number	0000040746
Book / Page	37156 / 498
Map Reference	MB 19 PG 423
Instrument Date	Mar 15, 2022
Instrument	2022040746
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MERIDIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14610 TOMS FARM RD, MATTHEWS, NC 28105-4180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8929 J M KEYNES DR # 550, 550, CHARLOTTE, NC 28262-8406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040747
Date	Mar 15, 2022
Instrument	2022040747

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6401 PINEY PATH RD, CHARLOTTE, NC 28212-4555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLT GRO8UP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046871
Date	Apr 12, 2017
Book Page	31711/303
Instrument	2017046871

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Annually
Index	5-Year TN

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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