6401 Pine Cone Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 6401 Pine Cone Dr, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1970
Lot Size	0.339 acres (14,810 sqft)
Owner	Owner Name on Record
Last Sale	$97,500 (Aug 2014)
Tax Bill	$4,453 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K47 21108 0030`

Property Details

APN / Parcel Number

Primary APN	`K47 21108 0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,810 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6401 PINE CONE DR
City	DAYTON
State	OH
Zip	45449-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	843 SPRING VALLEY 24-A
Legal Subdivision	SPRING VALLEY 24-A
Legal Lot Number	30
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2016
Census Tract	50101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	6401 PINE CONE DR, DAYTON, OH 45449-3038
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Last Sale	Aug 21, 2014 · Amount on Record
Deed Sale	Aug 21, 2014 · Amount on Record
Deed Document Number	0000044089
Last Transfer Date	Aug 22, 2014
Transfer Doc	0000044089
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	6401 PINE CONE DR, DAYTON, OH 45449-3038
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045116
Date	Jun 15, 2021
Instrument	2021-00045116

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	6401 PINE CONE DR, DAYTON, OH 45449-3038
Document Number	0000007591
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6401 PINE CONE DR WEST CARROLLTON OH 454493038, WEST CARROLLTON, OH 45449-3038

Mortgage

Document Number	0000007591
Date	Jan 31, 2020
Instrument	7591

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,400 (-) Land $13,650 Building $48,750
2024	$4,453.00 (+1.69%)
2023	$4,379.00 (+2.84%)	$62,400 (+3%) Land $13,650 Building $48,750	$178,280 (+3%) Land $39,000 Building $139,280
2022	$4,258.00	$48,000 Land $10,500 Building $37,500
2020			$137,140 Land $30,000 Building $107,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2002–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: altafiber Network Solutions.

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