6401 Pearson Ln, North Highlands, CA 95660 Property Records

Sacramento County property record for 6401 Pearson Ln, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jan 2018)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-0183-009-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0183-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6401 PEARSON LN
City	NORTH HIGHLANDS
State	CA
Zip	95660-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT VILLAGE 05, LOT 676
Legal Subdivision	LARCHMONT VILLAGE 05 EXC M/R
Legal Lot Number	676
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	7403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 285, NORTH HIGHLANDS, CA 95660-0285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jan 22, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 17, 2018	Grant Deed, Transfer · Conventional with PMI MASON MCDUFFIE MTG
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Feb 7, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Deed Book / Page	20180117 / 1605
Prior Transfer Date	Aug 22, 1994
Prior Transfer Doc	9409002819
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6401 PEARSON LN, NORTH HIGHLANDS, CA 95660-4137
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 285, NORTH HIGHLANDS, CA 95660-0285

Mortgage

Document Number	0000000778
Date	Dec 14, 2021
Instrument	2021121400778

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6401 PEARSON LN, NORTH HIGHLANDS, CA 95660-4137
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 PEARSON LN, NORTH HIGHLANDS, CA 95660-4137

Mortgage

Document Number	0000000254
Date	Jan 22, 2026
Instrument	202601220254

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2018
Property Address	6401 PEARSON LN, NORTH HIGHLANDS, CA 95660-4137
Document Number	1801171605
Instrument Date	Dec 27, 2017
Instrument	1801171605
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 285 NORTH HIGHLANDS CA 956600285, NORTH HIGHLANDS, CA 95660-0285

Mortgage

Document Number	1801171606
Date	Jan 17, 2018
Instrument	1801171606

Lender

Name	MASON MCDUFFIE MTG
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6401 PEARSON LN, NORTH HIGHLANDS, CA 95660-4137
Document Number	1710160404
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	1710160404
Date	Oct 16, 2017
Instrument	1710160404

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 7, 2017
Property Address	6401 PEARSON LN, NORTH HIGHLANDS, CA 95660-4137
Document Number	0000000629
Book / Page	170207 / 000629
Instrument Date	Jan 27, 2017
Transaction Type	Foreclosure
Record Updated	Feb 16, 2017

Transaction

Amount	Amount on Record
Tax	$153.01
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,016 (+2%) Land $69,632 Building $212,384
2025	$3,202.00 (+5.09%) Homeowner's exemption	$276,487 (+4.04%) Land $68,267 Building $208,220
2024	$3,047.00 (-0.62%)
2023	$3,066.00 (+6.27%) Homeowner's exemption	$265,753 Land $65,617 Building $200,136
2022	$2,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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