6401 Old Romance Row, Columbia, MD 21044 Property Records

Howard County property record for 6401 Old Romance Row, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,352 sqft · built 1994
Lot Size	0.262 acres (11,393 sqft)
Owner	2 Trust Names on File
Last Sale	$532,000 (Dec 2009)
Tax Bill	$11,478 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-105569`

Property Details

APN / Parcel Number

Primary APN	`15-105569`
Alternative APN	`105569`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Basement Area	580 sqft
Finished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,393 sqft (0.262 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	105569
Street Address	6401 OLD ROMANCE ROW
City	COLUMBIA
State	MD
Zip	21044-6042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 73 11393 SQ 6401 OLD ROMANCE ROW VIL OF RIVER HILL S 2 A1
Legal Subdivision	VILLAGE RIVER HILL SEC 2
Legal Lot Number	73
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3006
Census Tract	605505

Owner

6401 Old Romance Row is owner-occupied and held in a trust since December 2009.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6401 OLD ROMANCE ROW, COLUMBIA, MD 21044-6042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2009 · Amount on File
Deed Sale	Dec 9, 2009 · Amount on File
Prior Sale	Dec 17, 2002 · Amount on File
Deed Document Number	20094437
Deed Book / Page	12189 / 201
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6401 OLD ROMANCE ROW, COLUMBIA, MD 21044-6042
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181070201
Date	Mar 29, 2018
Book Page	18107/201

Lender

Name	FEDFINANCIAL FCU
Type	Credit Union
Address	SILVER SPRING, MD 20901

Agreement

Amount	Amount on Record
Term	84 Months
Due	Mar 9, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 6401 Old Romance Row was $11,478 with a homeowner's exemption, up 4.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,478.00 (+4.86%) Homeowner's exemption	$756,500 (+5%)	$792,500 (-) Land $438,700 Building $353,800
2025	$10,946.00 Homeowner's exemption	$720,500	$792,500 Land $438,700 Building $353,800
2023		$657,367	$684,500 Land $398,700 Building $285,800
2022	$7,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 Old Romance Row in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 Old Romance Row is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20