6401 N Elmhurst St, Spokane, WA 99208 Property Records

Spokane County property record for 6401 N Elmhurst St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,302 sqft · built 1958
Lot Size	0.232 acres (10,111 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Apr 2016)
Tax Bill	$3,596 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26264.1709`

Property Details

APN / Parcel Number

Primary APN	`26264.1709`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	1,222 sqft
Basement Area	1,200 sqft
Finished Basement	1,080 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,111 sqft (0.232 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6401 N ELMHURST ST
City	SPOKANE
State	WA
Zip	99208-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PACIFIC HTS 1ST AM PLAT L9 B10
Legal Range	42E
Legal Township	26N
Legal Section	26
Legal Subdivision	PACIFIC HTS
Legal Block	10
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1033
Census Tract	800

Owner

6401 N Elmhurst St is owned and occupied by two individuals who acquired it in November 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6401 N ELMHURST ST, SPOKANE, WA 99208-4616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPOKANE TEACHERS CU
Nov 12, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016 · Amount on File
Deed Sale	Apr 29, 2016 · Amount on File
Prior Sale	Mar 4, 2016 · Amount on File
Deed Document Number	20166492210
Last Transfer Date	Nov 6, 2019
Transfer Doc	0006862748
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 23, 2026
Property Address	6401 N ELMHURST ST, SPOKANE, WA 99208-4616
Document Number	0007503923
Instrument Date	Jul 22, 2026
Instrument	20267503923
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 N ELMHURST ST, SPOKANE, WA 99208-4616

Mortgage

Document Number	0007503923,
Date	Jul 23, 2026
Instrument	20267503923

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2041

Interest

Rate	5.84%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6401 N ELMHURST ST, SPOKANE, WA 99208-4616
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007220858
Date	Jul 5, 2022
Instrument	7220858

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 12, 2019
Property Address	6401 N ELMHURST ST, SPOKANE, WA 99208-4616
Document Number	0006862748
Instrument Date	Nov 6, 2019
Instrument	6862748
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	WFG

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6401 N ELMHURST ST SPOKANE WA 992084616, SPOKANE, WA 99208-4616

Mortgage

Document Number	6862749
Date	Nov 12, 2019
Instrument	6862749

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6401 N ELMHURST ST, SPOKANE, WA 99208-4616
Document Number	0006621405
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 N ELMHURST ST SPOKANE WA 992084616, SPOKANE, WA 99208-4616

Mortgage

Document Number	0006621405
Date	Jul 17, 2017
Instrument	6621405

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210-1954

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 16, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6401 N Elmhurst St was $3,596, up 4.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,596.00 (+4.44%)	$370,100 Land $100,000 Building $270,100	$370,100 Land $100,000 Building $270,100
2025	$3,443.00
2024		$340,500 (+31.21%) Land $75,000 Building $265,500	$340,500 (+31.21%) Land $75,000 Building $265,500
2023	$3,331.00 (+9.68%)	$259,500 Land $45,000 Building $214,500	$259,500 Land $45,000 Building $214,500
2022	$3,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 N Elmhurst St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 N Elmhurst St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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