Charles County property record for 6401 Michele Ct, Bryans Road, MD 20616
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,820 sqft · built 1995 |
| Lot Size | 0.058 acres (2,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Feb 2017) |
| Tax Bill | $8,870 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-054092 |
| Primary APN | 07-054092 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,550 sqft (0.058 acres) |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 054092 |
|---|---|
| Street Address | 6401 MICHELE CT |
| City | BRYANS ROAD |
| State | MD |
| Zip | 20616-3019 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | WCD |
| Legal Description | L-6 B-C S-1-B PL-3 SOUTH HAMPTON |
| Legal Subdivision | SOUTH HAMPTON |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 850101 |
6401 Michele Ct, a townhouse, is owned and occupied by an individual who bought it in February 2017.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6401 MICHELE CT, BRYANS ROAD, MD 20616-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 9, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 9, 2017 | Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2017 · Amount on File |
| Deed Sale | Feb 9, 2017 · Amount on File |
| Prior Sale | Jun 28, 2001 · Amount on File |
| Deed Book / Page | 9728 / 439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6401 MICHELE CT, BRYANS ROAD, MD 20616-3019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 6401 MICHELE CT, BRYANS ROAD, MD 20616-3019 |
| Document Number | 0125860001 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 12586/1 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6401 MICHELE CT, BRYANS ROAD, MD 20616-3019 |
| Document Number | 0105220147 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 6401 MICHELE CT BRYANS ROAD MD 206163019, BRYANS ROAD, MD 20616-3019 |
| Document Number | 0105220147 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 010522/000147 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 27, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 9, 2017 |
| Property Address | 6401 MICHELE CT, BRYANS ROAD, MD 20616-3019 |
| Document Number | 0097280439 |
| Book / Page | 9728 / 439 |
| Map Reference | MB DGB45 PL212 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6410 MICHELE CT, BRYANS ROAD, MD 20616 |
| Document Number | 0009728448 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 9728/448 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 6401 Michele Ct was $8,870 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,633 | $348,100 Land $100,000 Building $248,100 | |
| 2025 | $8,870.00 | ||
| 2023 | $3,555.00 (+21.21%) Homeowner's exemption | $263,367 (+12.5%) | $321,900 (+37.51%) Land $95,000 Building $226,900 |
| 2022 | $2,933.00 Homeowner's exemption | $234,100 Land $90,000 Building $144,100 | $234,100 Land $90,000 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6401 Michele Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1983–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6401 Michele Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRYANS ROAD serves 6,260 people · EPA ID MD0080033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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