6401 Laguna Seca Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6401 Laguna Seca Ln, Gilroy, CA 95020

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,178 sqft · built 2021
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$769,000 (Dec 2022)
Tax Bill$9,839 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN808-62-065

Property Details

APN / Parcel Number

Primary APN808-62-065

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area262 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6401 LAGUNA SECA LN
CityGILROY
StateCA
Zip95020-5946
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeA-20A
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2012
Census Tract512510

Owner

6401 Laguna Seca Ln, a condominium, is owned and occupied by two individuals who bought it in December 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6401 LAGUNA SECA LN, GILROY, CA 95020-5946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2022 · Amount on File
Deed SaleDec 22, 2022 · Amount on File
Deed Document Number202225419198
Record UpdatedSep 20, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateDec 22, 2022
Property Address6401 LAGUNA SECA LN, GILROY, CA 95020-5946
Document Number0025419198
Map ReferenceDOC 25229204
Instrument DateNov 3, 2022
Instrument25419198
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6401 LAGUNA SECA LN, GILROY, CA 95020-5946

Mortgage

Document Number0025419199
DateDec 22, 2022
Instrument25419199
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$765,000 (-4.33%) Land $382,400 Building $382,600
2025$9,839.00 (+2.17%)$799,603 (+4.04%) Land $399,801 Building $399,802
2023$9,630.00$768,555 Land $384,277 Building $384,278

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6401 Laguna Seca Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 Laguna Seca Ln is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks.

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