6401 Guy Ct, Wilmington, NC 28403 Property Records

New Hanover County property record for 6401 Guy Ct, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,311 sqft · built 1994
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,370,000 (Sep 2024)
Tax Bill	$7,923 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R05616-007-007-000`

Property Details

APN / Parcel Number

Primary APN	`R05616-007-007-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	3,311 sqft Living Area
1st Floor Area	2,650 sqft
Basement Area	2,795 sqft
Finished Basement	2,795 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	14,941 sqft (0.343 acres)
Terrain	Low
Garage Area	630 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	6401 GUY CT
City	WILMINGTON
State	NC
Zip	28403-3798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20,RESID
Legal Description	LOT 12 AIRLIE WEST
Legal Subdivision	AIRLIE WEST
Legal Block	7
Legal Lot Number	12
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1007
Census Tract	12012

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 LEONARD ST, 518, NEW YORK, NY 10013-3495
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage US BK
Mar 6, 2020	Warranty Deed, Transfer BLUEHARBOR BK
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	202424300
Deed Book / Page	6732 / 879
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	6401 GUY CT, WILMINGTON, NC 28403-3798
Document Number	0063062638
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6401 GUY CT WILMINGTON NC 284033798, WILMINGTON, NC 28403-3798

Mortgage

Document Number	0063062638
Date	Apr 29, 2020
Book Page	006306/002638
Instrument	15442

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 6, 2020
Property Address	6401 GUY CT, WILMINGTON, NC 28403-3798
Document Number	0062910644
Book / Page	006291 / 000644
Instrument Date	Feb 11, 2020
Instrument	8304
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7405 WISLEY BLVD CHARLOTTE NC 282265551, CHARLOTTE, NC 28226-5551

Mortgage

Document Number	62910647
Date	Mar 6, 2020
Book Page	006291/000647
Instrument	8305

Lender

Name	BLUEHARBOR BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.24%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	6401 GUY CT, WILMINGTON, NC 28403-3798
Document Number	0060970137
Book / Page	006097 / 000137
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6401 GUY CT WILMINGTON NC 284033798, WILMINGTON, NC 28403-3798

Mortgage

Document Number	0060970137
Date	Oct 20, 2017
Book Page	006097/000137
Instrument	34229

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 11, 2017
Property Address	6401 GUY CT, WILMINGTON, NC 28403-3798
Document Number	0060871239
Book / Page	006087 / 001239
Instrument Date	Sep 7, 2017
Instrument	29447
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6401 GUY CT WILMINGTON NC 284033798, WILMINGTON, NC 28403-3798

Mortgage

Document Number	60871241
Date	Sep 11, 2017
Book Page	006087/001241
Instrument	29448

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,346,400 (-) Land $332,300 Building $1,014,100	$1,346,400 (-) Land $332,300 Building $1,014,100
2025	$7,923.00	$1,346,400 (+86.43%) Land $332,300 Building $1,014,100	$1,346,400 (+86.43%) Land $332,300 Building $1,014,100
2023		$722,200 Land $204,500 Building $517,700	$722,200 Land $204,500 Building $517,700
2022	$6,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 222 individual policies
Nearby Flood Policies	259 units insured incl. 37 condo units
Nearby Flood Claims	29 (1996–2024)
Claims Outside the SFHA	7 of 29
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 21 claims Hurricane Bonnie, Aug 1998 · 2 claims Hurricane Fran, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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