Monroe County property record for 6401 Goeddeltown Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 862 sqft · built 2008 |
| Lot Size | 5.14 acres (223,898 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,092 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-27-400-008-000 |
| Primary APN | 08-27-400-008-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 862 sqft Building Perimeter |
| 1st Floor Area | 722 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 223,898 sqft (5.14 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 372 sqft |
| Deck Area | 373 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6401 GOEDDELTOWN RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SE SE & PART SW SW SEC 26 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 27 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6401 GOEDDELTOWN RD, WATERLOO, IL 62298-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2020 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Mar 14, 2019 | Deed of Trust, Construction Loan · Line of Credit CENTRAL BK/ST LOUIS |
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6401 GOEDDELTOWN RD, WATERLOO, IL 62298-2635 |
| Document Number | 0000407220 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6401 GOEDDELTOWN RD WATERLOO IL 622982635, WATERLOO, IL 62298-2635 |
| Document Number | 0000407220 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 407220 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | DES PERES, MO 63131-4313 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 8, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 14, 2019 |
| Property Address | 6401 GOEDDELTOWN RD, WATERLOO, IL 62298-2635 |
| Document Number | 0000400352 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 400352 |
| Transaction Type | Construction Loan |
| Record Updated | May 27, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6401 GOEDDELTOWN RD WATERLOO IL 622982635, WATERLOO, IL 62298-2635 |
| Document Number | 0000400352 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 400352 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | COLUMBIA, IL 62236 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6401 GOEDDELTOWN RD, WATERLOO, IL 62298-2635 |
| Document Number | 0000397950 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6401 GOEDDELTOWN RD WATERLOO IL 622982635, WATERLOO, IL 62298-2635 |
| Document Number | 0000397950 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 397950 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 23, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,092.00 (+8.72%) Homeowner's exemption | $190,510 (+36.95%) Land $23,860 Building $166,650 | $571,530 (+36.95%) Land $71,580 Building $499,950 |
| 2024 | $10,202.00 | ||
| 2022 | Additional exemption filed | $139,110 Land $23,860 Building $115,250 | $417,330 Land $71,580 Building $345,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 10 / 1 |
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