6401 Flat Rock Rd, Waco, TX 76708 Property Records

McLennan County property record for 6401 Flat Rock Rd, Waco, TX 76708 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,512 sqft · built 2014
Lot Size	278 acres (12,153,066 sqft)
Owner	Individual Name on File
Tax Bill	$13,673 (2024)
Flood Zone	Zone AE (high risk)
APN	`180101080003000`

Property Details

APN / Parcel Number

Primary APN	`180101080003000`
Alternative APN	`408826`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	12,153,066 sqft (278 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	1,080 sqft
Shed	1 Shed
Shed Area	288 sqft
Utility Building	1,600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	408826
Street Address	6401 FLAT ROCK RD
City	WACO
State	TX
Zip	76708-9605
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COWAN J B ACRES 278.996
Legal Subdivision	COWAN J B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2040
Census Tract	4105

Owner

Source: McLennan County records · APN 180101080003000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 20307, WACO, TX 76702-0307
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$603,310 (+6.7%) Land $24,700 Building $578,610	$1,652,490 (+2.43%) Land $1,073,880 Building $578,610
2024	$13,673.00 (+8.22%)
2023		$565,420 Land $26,090 Building $539,330	$1,613,210 Land $1,073,880 Building $539,330
2022	$12,635.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090041052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	500.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 100

May also be available at this address: Verizon, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.