Orange County property record for 6401 Flat Lemon Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,041 sqft · built 2018 |
| Lot Size | 0.161 acres (7,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,958 (Dec 2018) |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-27-2716-00-290 |
| Primary APN | 29-23-27-2716-00-290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 2,908 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,016 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6401 FLAT LEMON DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | HAMLIN RESERVE 88/78 LOT 29 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | HAMLIN RESERVE |
| Legal Tract | 2716 |
| Legal Lot Number | 29 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 17113 |
6401 Flat Lemon Dr is owned and occupied by an individual who bought it in December 2018.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6401 FLAT LEMON DR, WINTER GARDEN, FL 34787-5045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI SI MORTGAGE COMPANY SI MORTGAGE COMPANY |
| Dec 5, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 18, 2017 | Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on File |
| Deed Sale | Dec 5, 2018 · Amount on File |
| Prior Sale | Apr 1, 2017 · Amount on File |
| Deed Document Number | 2018703652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6401 FLAT LEMON DR, WINTER GARDEN, FL 34787-5045 |
| Document Number | 0000593756 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6401 FLAT LEMON DR WINTER GARDEN FL 347875045, WINTER GARDEN, FL 34787-5045 |
| Document Number | 0000593756 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 593756 |
| Name | SI MORTGAGE COMPANY SI MORTGAGE COMPANY |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 12, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 5, 2018 |
| Property Address | 6401 FLAT LEMON DR, WINTER GARDEN, FL 34787-5045 |
| Document Number | 0000703652 |
| Map Reference | MB 88 PG 78-95 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 20180703652 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,499.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419 |
| Name | Verified Name |
|---|---|
| Address | 6401 FLAT LEMON DR, WINTER GARDEN, FL 34787-5045 |
| Document Number | 0000703653 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 20180703653 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 6401 FLAT LEMON DR, WINTER GARDEN, FL 34787-5045 |
| Document Number | 0000209975 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 209975 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $6,409.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419 |
The 2025 property tax bill for 6401 Flat Lemon Dr was $5,384, up 4.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,223 (+2.7%) | $470,230 (-1.04%) Land $135,000 Building $335,230 | |
| 2025 | $5,384.00 (+4.69%) Homeowner's exemption | $336,147 | $475,160 Land $135,000 Building $340,160 |
| 2024 | $5,143.00 (+7.01%) | ||
| 2023 | $4,806.00 (+3.85%) Homeowner's exemption | $317,158 (+3%) | $434,363 (+12.45%) Land $135,000 Building $299,363 |
| 2022 | $4,628.00 Homeowner's exemption | $307,920 | $386,255 Land $135,000 Building $251,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6401 Flat Lemon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6401 Flat Lemon Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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