Gloucester County property record for 6401 Ed Frances Ln, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1994 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,128 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17594 |
| Primary APN | 17594 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Deck Area | 268 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6401 ED FRANCES LN |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | BELROI LOT 3 |
| Legal Subdivision | PLAT: PB21 714 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 100102 |
6401 Ed Frances Ln is owned and occupied by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6401 ED FRANCES LN, GLOUCESTER, VA 23061-3447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jul 11, 2022 |
| Property Address | 6401 ED FRANCES LN, GLOUCESTER, VA 23061-3447 |
| Document Number | 0220003840 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 220003840 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6401 ED FRANCES LN, GLOUCESTER, VA 23061-3447 |
| Document Number | 0220003841 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 220003841 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
The 2026 property tax bill for 6401 Ed Frances Ln was $1,128, up 20.1% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,128.00 (+20.13%) | $193,400 (+26.44%) Land $44,850 Building $148,550 | $193,400 (+26.44%) Land $44,850 Building $148,550 |
| 2025 | $939.00 (+5.39%) | $152,960 (-) Land $39,250 Building $113,710 | $152,960 (-) Land $39,250 Building $113,710 |
| 2024 | $891.00 | $152,960 (-) Land $39,250 Building $113,710 | $152,960 (-) Land $39,250 Building $113,710 |
| 2023 | $891.00 (-4.81%) | $152,960 (+18.45%) Land $39,250 Building $113,710 | $152,960 (+18.45%) Land $39,250 Building $113,710 |
| 2022 | $936.00 | $129,140 Land $41,610 Building $87,530 | $129,140 Land $41,610 Building $87,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6401 Ed Frances Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 3 (1999–2009) |
| Most Recent Claim | Nov 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6401 Ed Frances Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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