Citrus County property record for 6401 E River Rd, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 53,938 sqft (1.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $191,000 (2018) |
| Tax Bill | $2,192.00 (2025) |
Source: Citrus County records · APN 20E-17S-29-3A000-001.K
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6401 E RIVER RD, HERNANDO, FL 34442-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 08, 2018 · Amount on Record |
| Deed Sale | Feb 08, 2018 · Amount on Record |
| Prior Sale | Jun 15, 2015 · Amount on Record |
| Deed Doc Number | 2018006147 |
| Deed Book / Page | 2879 / 1082 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6401 E RIVER RD, HERNANDO, FL 34442-2445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031841673 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 3184/1673 |
| Instrument | 2021047764 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 08, 2018 |
| Property Address | 6401 E RIVER RD, HERNANDO, FL 34442-2445 |
| Document Number | 0028791082 |
| Book / Page | 2879 / 1082 |
| Instrument Date | Jan 07, 2018 |
| Instrument | 2018006147 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | AMERICN TITLE SERVICES OF CI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 HURST RD NE, 127, PALM BAY, FL 32907-1516 |
| Name | Verified Name |
|---|---|
| Address | 6401 E RIVER RD, HERNANDO, FL 34442-2445 |
| Document Number | 2018006148 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 2018006148 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,192.00 (+5.44%) Homeowner's exemption Additional exemption filed | $187,950 (-0.34%) Land $36,880 Building $151,070 | $187,950 (-0.34%) Land $36,880 Building $151,070 |
| 2024 | $2,079.00 (+2.72%) Homeowner's exemption Additional exemption filed | $188,584 (+6.01%) Land $32,940 Building $155,644 | $188,584 (+6.01%) Land $32,940 Building $155,644 |
| 2023 | $2,024.00 (+6.98%) Homeowner's exemption Additional exemption filed | $177,897 (+9%) Land $29,900 Building $147,997 | $177,897 (+9%) Land $29,900 Building $147,997 |
| 2022 | $1,892.00 Homeowner's exemption Additional exemption filed | $163,214 Land $29,900 Building $133,314 | $163,214 Land $29,900 Building $133,314 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20E-17S-29-3A000-001.K |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 1,280 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Pile Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 53,938 sqft (1.23 acres) |
| Depth X Width | 285 ft x 358 ft Depth x Width |
| Garage Type | Mixed Garage |
| Garage Area | 528 sqft Garage |
| Carport | Carport |
| Carport Area | 480 sqft Carport |
| Fence | Fence |
|---|---|
| Deck Area | 192 sqft Deck |
| Patio Area | 224 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 488 sqft Porch |
| Utility Building | 160 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2868431 |
|---|---|
| Old Parcel Number | 2917S20E3A000001K |
| Street Address | 6401 E RIVER RD |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORANGE TREE LANDING UNREC SUB LOTS 1K & 1L & 1M: LOT 1K: COM AT SW COR OF SE1/4 OF SEC 29-17-20 TN N 89 DEG 20M 35S E AL S LN |
| Legal Range | 20E |
| Legal Township | 17S |
| Legal Section | 29 |
| Legal Subdivision | SHADY LANE UNRC(AKA HOLLY HILL |
| Legal Lot Number | 1K 1L |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 450800 |
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