6401 Copano Bay Dr, Rowlett, TX 75089 Property Records

Dallas County property record for 6401 Copano Bay Dr, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,620 sqft · built 1999
Lot Size	0.184 acres (8,031 sqft)
Owner	2 Individual Names on File
Last Sale	$421,475 (Oct 2022)
Tax Bill	$7,973 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440144000B00300`

Property Details

APN / Parcel Number

Primary APN	`440144000B00300`
Alternative APN	`44-01440-00B-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,031 sqft (0.184 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440144000B00300
Street Address	6401 COPANO BAY DR
City	ROWLETT
State	TX
Zip	75089-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	MARINER PARK SEC 1 BLK B LT 3 INT202200263032 DD10032022 CO-DC 0144000B00300 1CW0144000B
Legal Subdivision	MARINER PARK SEC 1
Legal Tract	1440
Legal Block	B
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	3
Census Block	3001
Census Tract	18140

Owner

6401 Copano Bay Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Dallas County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6401 COPANO BAY DR, ROWLETT, TX 75089-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 5, 2022	Vendor's Lien, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Mar 15, 2004 · Amount on File
Deed Document Number	2022263032
Prior Transfer Date	Jun 3, 2003
Prior Transfer Doc	2003018792
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Sep 3, 2026
Property Address	6401 COPANO BAY DR, ROWLETT, TX 75089-4118
Document Number	0000190809
Instrument Date	Jul 7, 2026
Instrument	2026190809
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 COPANO BAY DR, ROWLETT, TX 75089-4118

Mortgage

Document Number	0000190809,
Date	Sep 3, 2026
Instrument	2026190809

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Aug 1, 2066

Interest

Max Rate	-1%

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Oct 5, 2022
Property Address	6401 COPANO BAY DR, ROWLETT, TX 75089-4118
Document Number	0000263032
Map Reference	VOL 98143 PG 2408
Instrument Date	Oct 3, 2022
Instrument	202200263032
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8805 MERRITT RD, 8805, ROWLETT, TX 75089-2844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 COPANO BAY DR, ROWLETT, TX 75089-4118

Mortgage

Document Number	0000263033
Date	Oct 5, 2022
Instrument	202200263033

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6401 Copano Bay Dr was $7,973 with exemptions applied, up 0.6% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,210 (-) Land $90,000 Building $311,210	$401,210 (-) Land $90,000 Building $311,210
2025	$7,973.00 (+0.59%) Homeowner's exemption	$401,210 Land $90,000 Building $311,210	$401,210 Land $90,000 Building $311,210
2024	$7,926.00 (-14.43%)
2023	$9,263.00 (-5.11%)	$401,210 Land $90,000 Building $311,210	$401,210 Land $90,000 Building $311,210
2022	$9,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 Copano Bay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Apr 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6401 Copano Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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