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6401 Cherry Ridge Dr, Mobile, AL 36695 Property Records

Mobile County property record for 6401 Cherry Ridge Dr, Mobile, AL 36695

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,008 sqft · built 1998
Lot Size0.189 acres (8,242 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR023303084000001461

Property Details

APN / Parcel Number

Primary APNR023303084000001461
Alternative APNs
  • 33 03 08 4 000 001.461
  • 02608128
  • 2608128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area2,008 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,242 sqft (0.189 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck Area210 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number2608128
Street Address6401 CHERRY RIDGE DR
CityMOBILE
StateAL
Zip36695-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 CHERRY RIDGE SUBD MBK 66 PG 117 #SEC 08 T5S R2W #MP33 03 08 4 000
Legal Range05S
Legal Township05S
Legal Section08
Legal SubdivisionRIDGE
Legal Lot Number1
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2006
Census Tract3708

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6401 CHERRY RIDGE DR, MOBILE, AL 36695-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Oct 5, 2018Deed of Trust, Mortgage · Line of Credit
AVADIAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 1998
Deed SaleMay 27, 1998
Deed Document Number199838133
Deed Book / Page4586 / 877
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address6401 CHERRY RIDGE DR, MOBILE, AL 36695-3202
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014108
DateMar 8, 2021
Instrument2021014108
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address6401 CHERRY RIDGE DR, MOBILE, AL 36695-3202
Document Number0000060129
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6401 CHERRY RIDGE DR MOBILE AL 366953202, MOBILE, AL 36695-3202

Mortgage

Document Number0000060129
DateOct 24, 2018
Instrument60129
Lender
NameAVADIAN CU
AddressHOOVER, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 23, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$19,860 (+39.76%) Land $3,500 Building $16,360$198,600 (+39.76%) Land $35,000 Building $163,600
2023Additional exemption filed$14,210 Land $3,500 Building $10,710$142,100 Land $35,000 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1990–2017)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOBILE COUNTY WATER & FIRE PRO AUTHORITY
serves 39,573 people · EPA ID AL0001002
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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