6401 Bear Trace Way, Moseley, VA 23120 Property Records

Chesterfield County property record for 6401 Bear Trace Way, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,117 sqft · built 2020
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Individual Names on File
Last Sale	$610,155 (Nov 2020)
Tax Bill	$9,426 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`702-67-31-97-400-000`

Property Details

APN / Parcel Number

Primary APN	`702-67-31-97-400-000`
Alternative APN	`418839001`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,117 sqft Finished Area
Basement Area	2,110 sqft
Finished Basement	1,878 sqft
Unfinished Basement	232 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	418839001
Street Address	6401 BEAR TRACE WAY
City	MOSELEY
State	VA
Zip	23120-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	HAMPTON POINTE SEC 1 039
Legal Subdivision	HAMPTON POINTE AT MAG GREEN
Legal Lot Number	39
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2000
Census Tract	101003

Owner

6401 Bear Trace Way is owned and occupied by two individuals who bought it in November 2020.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6401 BEAR TRACE WAY, MOSELEY, VA 23120-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Nov 4, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
Jun 23, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	202059749
Deed Book / Page	13051 / 729
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	6401 BEAR TRACE WAY, MOSELEY, VA 23120-2430
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 BEAR TRACE WAY, MOSELEY, VA 23120-2430

Mortgage

Document Number	015004-988
Date	Sep 16, 2025
Book Page	15004/988
Instrument	250031510

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 4, 2020
Property Address	6401 BEAR TRACE WAY, MOSELEY, VA 23120-2430
Document Number	13051729
Book / Page	013051 / 000729
Instrument Date	Nov 2, 2020
Instrument	59749
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 BEAR TRACE WAY MOSELEY VA 231202430, MOSELEY, VA 23120-2430

Mortgage

Document Number	13051736
Date	Nov 4, 2020
Book Page	013051/000736
Instrument	59750

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

Interest

Rate Type	Fixed Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 23, 2020
Property Address	6401 BEAR TRACE WAY, MOSELEY, VA 23120-2430
Document Number	12810102
Book / Page	012810 / 000102
Instrument Date	Jun 17, 2020
Instrument	29286
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7501 BOULDERS VIEW DR #450 RICHMOND VA 23235, 450, RICHMOND, VA 23235
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 6401 Bear Trace Way was $9,426.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,426.00	$1,002,400 (+11.45%) Land $125,000 Building $877,400	$1,002,400 (+11.45%) Land $125,000 Building $877,400
2025		$899,400 Land $115,000 Building $784,400	$899,400 Land $115,000 Building $784,400
2023	$7,246.00	$744,400 Land $95,000 Building $649,400	$744,400 Land $95,000 Building $649,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 Bear Trace Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 Bear Trace Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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