Chisago County property record for 6401 320th St, Stacy, MN 55079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,548 sqft · built 2003 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Oct 2020) |
| Tax Bill | $5,188 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 05-00427-05 |
| Primary APN | 05-00427-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 3,098 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,548 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Pole Barn | 2,708 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3990689 |
|---|---|
| Street Address | 6401 320TH ST |
| City | STACY |
| State | MN |
| Zip | 55079-9274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | NW 1/4 OF NW 1/4 OF NW 1/4. |
| Legal Range | 021 |
| Legal Township | 034 |
| Legal Section | 28 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | STACY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 110402 |
6401 320th St is owned and occupied by an individual who bought it in October 2020.
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6401 320TH ST, STACY, MN 55079-9274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on File |
| Deed Sale | Oct 29, 2020 · Amount on File |
| Prior Sale | Dec 11, 2002 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6401 320th St was $5,188 with a homeowner's exemption, up 2.8% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Stacy City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,188.00 (+2.77%) | ||
| 2025 | $5,048.00 Homeowner's exemption | ||
| 2024 | $459,200 (-2.59%) | $464,000 (-1.57%) | |
| 2023 | $4,982.00 (+1.34%) Homeowner's exemption | $471,400 (+4.38%) Land $104,800 Building $366,600 | $471,400 (+4.38%) Land $104,800 Building $366,600 |
| 2022 | $4,916.00 (+2.25%) Homeowner's exemption | $451,600 (+22.55%) Land $103,500 Building $348,100 | $451,600 (+21.33%) Land $103,500 Building $348,100 |
| 2021 | $4,808.00 | $368,500 | $372,200 Land $85,600 Building $286,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6401 320th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6401 320th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
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