6401 286th Pl NE, Carnation, WA 98014 Property Records

King County property record for 6401 286th Pl NE, Carnation, WA 98014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,060 sqft · built 1998
Lot Size	1 acre (43,703 sqft)
Owner	2 Individual Names on File
Last Sale	$552,000 (May 2012)
Tax Bill	$13,484 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020360-0460`

Property Details

APN / Parcel Number

Primary APN	`020360-0460`
Alternative APN	`020360046005`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	4,250 sqft
1st Floor Area	1,190 sqft
2nd Floor Area	1,060 sqft
Basement Area	1,190 sqft
Finished Basement	810 sqft
Unfinished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	43,703 sqft
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	020360046005
Street Address	6401 286TH PL NE
City	CARNATION
State	WA
Zip	98014-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-10
Legal Description	AMES LAKE HILLS TGW UND INT IN TRACTS A.F.H.I & L
Legal Range	07
Legal Township	25
Legal Section	07
Legal Subdivision	AMES LAKE HILLS
Legal Tract	A
Legal Lot Number	46
Jurisdiction	KING WA
Township / Civil Division	SEATTLE EAST
Census Block Group	2
Census Block	2000
Census Tract	32315

Owner

6401 286th Pl NE is owned and occupied by two individuals who acquired it in August 2020.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6401 286TH PL NE, CARNATION, WA 98014-9522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2012 · Amount on File
Deed Sale	May 3, 2012 · Amount on File
Prior Sale	Apr 24, 2008 · Amount on File
Deed Document Number	20121179
Last Transfer Date	Aug 7, 2020
Transfer Doc	0000001785
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Aug 14, 2020
Property Address	6401 286TH PL NE, CARNATION, WA 98014-9522
Document Number	0000001785
Instrument Date	Aug 7, 2020
Instrument	202008141785
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	CW TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6401 286TH PL NE CARNATION WA 980149522, CARNATION, WA 98014-9522

Mortgage

Document Number	1786
Date	Aug 14, 2020
Instrument	202008141786

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 6401 286th Pl NE was $13,484.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Riverview School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,484.00
2025		$1,390,000 (+6.03%) Land $500,000 Building $890,000	$1,390,000 (+6.03%) Land $500,000 Building $890,000
2024	$12,786.00	$1,311,000 Land $500,000 Building $811,000	$1,311,000 Land $500,000 Building $811,000
2022	$12,431.00	$1,365,000 Land $481,000 Building $884,000	$1,365,000 Land $481,000 Building $884,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 286th Pl NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 286th Pl NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES LAKE WATER ASSOC INC private · serves 3,224 people · EPA ID WA5302055
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20