6401 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 6401 198th St E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1983
Lot Size	0.185 acres (8,055 sqft)
Owner	2 Individual Names on File
Last Sale	$80,500 (Dec 1995)
Tax Bill	$2,392 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384800-2-960`

Property Details

APN / Parcel Number

Primary APN	`384800-2-960`

Interior

Building Area	672 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Lot Area	8,055 sqft (0.185 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	280 sqft
Patio Area	280 sqft
Storage Building	672 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	6401 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 06 TOWNSHIP 18 RANGE 04 QUARTER 13 FIR MEADOWS L 296 EASE OF REC TOG/W COMM PROP INT
Legal Range	04
Legal Township	18
Legal Section	06
Legal Subdivision	FIR MEADOWS
Legal Lot Number	296
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1011
Census Tract	73128

Owner

Source: Pierce County records · APN 384800-2-960

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6401 198TH ST E, SPANAWAY, WA 98387-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 1995 · Amount on Record
Deed Sale	Dec 07, 1995 · Amount on Record
Deed Document Number	1995389
Deed Book / Page	1179 / 3128
Last Transfer Date	Jun 20, 2015
Transfer Doc	0000000327
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	6401 198TH ST E, SPANAWAY, WA 98387-5603
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100338
Date	Jan 10, 2022
Instrument	202201100338

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.74%

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,600 (+2.95%) Land $141,300 Building $54,300	$195,600 (+2.95%) Land $141,300 Building $54,300
2025	$2,392.00 (-0.75%)
2024	$2,410.00 (-5.49%)	$190,000 (-11.34%) Land $144,700 Building $45,300	$190,000 (-11.34%) Land $144,700 Building $45,300
2023	$2,550.00	$214,300 Land $161,700 Building $52,600	$214,300 Land $161,700 Building $52,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.