6400 US 221 S, Marion, NC 28752 Property Records

McDowell County property record for 6400 US 221 S, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,115 sqft · built 1970
Lot Size	3.51 acres (152,896 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2020)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1619-00-20-5826`

Property Details

APN / Parcel Number

Primary APN	`1619-00-20-5826`
Alternative APN	`73100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,115 sqft Heated Area
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	152,896 sqft (3.51 acres)
Lot Width	285 ft Width
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73100
Street Address	6400 US 221 S
City	MARION
State	NC
Zip	28752-7027
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WRIGHT LD.
Jurisdiction	MCDOWELL NC
Township / Civil Division	GLENWOOD
Census Block Group	2
Census Block	2000
Census Tract	970902

Owner

6400 US 221 S, a rural home, is owned and occupied by an individual who bought it in October 2020.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6400 US 221 S, MARION, NC 28752-7027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 22, 2018	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Mar 22, 2018 · Amount on File
Deed Document Number	0001324763
Deed Book / Page	1324 / 763
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 2, 2020
Property Address	6400 US 221 S, MARION, NC 28752-7027
Document Number	0013240763
Book / Page	1324 / 763
Instrument Date	Oct 1, 2020
Instrument	2020005066
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 US 221 S, MARION, NC 28752-7027

Mortgage

Document Number	2020005067
Date	Oct 2, 2020
Instrument	2020005067

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 22, 2018
Property Address	6400 US 221 S, MARION, NC 28752-7027
Document Number	0012390612
Book / Page	001239 / 000612
Instrument Date	Mar 20, 2018
Instrument	1245
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6400 US 221 S MARION NC 287527027, MARION, NC 28752-7027

Mortgage

Document Number	12390617
Date	Mar 22, 2018
Book Page	001239/000617
Instrument	1246

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6400 US 221 S was $2,513.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,513.00	$367,970 Land $60,390 Building $307,580
2023	$2,513.00	$367,970 Land $60,390 Building $307,580	$367,970 Land $60,390 Building $307,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6400 US 221 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6400 US 221 S is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on US 221 S

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