6400 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 6400 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,221 sqft · built 1929
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2022)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-36-014`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-36-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	814 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	114 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6400 TERNES ST
City	DEARBORN
State	MI
Zip	48126-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 1045 ALBERT P TERNES SUB NO 2
Legal Subdivision	ALBERT P TERNES NO 2
Legal Lot Number	1045
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2001
Census Tract	573900

Owner

Source: Wayne County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6400 TERNES ST, DEARBORN, MI 48126-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 26, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	2022270845
Deed Book / Page	57819 / 1324
Prior Transfer Date	May 8, 2017
Prior Transfer Doc	0537990303
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 25, 2022
Property Address	6400 TERNES ST, DEARBORN, MI 48126-2016
Document Number	0578191324
Book / Page	57819 / 1324
Map Reference	LB 43 PG 14
Instrument Date	Aug 16, 2022
Instrument	2022270845
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2730 SALLTA ST, 2730, DEARBORN, MI 48120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 TEMES STREET, DETROIT, MI 48210

Mortgage

Document Number	0578191163
Date	Aug 25, 2022
Instrument	57819/1163

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 26, 2017
Property Address	6400 TERNES ST, DEARBORN, MI 48126-2016
Document Number	0537990305
Book / Page	053799 / 000305
Instrument Date	May 8, 2017
Instrument	237100
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$774.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 TERNES ST DEARBORN MI 481262016, DEARBORN, MI 48126-2016

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 26, 2017
Property Address	6400 TERNES ST, DEARBORN, MI 48126-2016
Document Number	0537990303
Book / Page	053799 / 000303
Instrument Date	May 8, 2017
Instrument	237099
Transaction Type	Transfer
Record Updated	Jul 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 TERNES ST DEARBORN MI 481262016, DEARBORN, MI 48126-2016

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 26, 2017
Property Address	6400 TERNES ST, DEARBORN, MI 48126-2016
Document Number	0537990302
Book / Page	053799 / 000302
Instrument Date	Apr 19, 2010
Instrument	237098
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6400 TERNES ST DEARBORN MI 481262016, DEARBORN, MI 48126-2016

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,394.00 (-8.71%) Homeowner's exemption	$82,500 (+14.27%)	$165,000 (+14.27%)
2023	$3,718.00 (+3.54%) Homeowner's exemption	$72,200	$144,400
2019	$3,591.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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