6400 Stone Rd, Port Richey, FL 34668 Property Records

Pasco County property record for 6400 Stone Rd, Port Richey, FL 34668

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,136 sqft · built 1970
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2022)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`28-25-16-0110-00000-2400`

Property Details

APN / Parcel Number

Primary APN	`28-25-16-0110-00000-2400`
Alternative APNs	`1625280110000002400` `1738110`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	116 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6400 STONE RD
City	PORT RICHEY
State	FL
Zip	34668-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	HOLIDAY HILL UNIT 7 PB 10 PG 21 LOT 240 DESC AS COM NE COR NW1/4 TH S00DEG3153W 25.00 FT TH N89DEG5815W 509.36 FT FOR POB TH S00DEG1845W 100.00 FT TH N89DEG5815W 60.00 FT TH N00DEG1845E 100.00 FT TH S89DEG5815E 60.00 FT TO POB THE SLY 7.5 FT THEREOF
Legal Range	16E
Legal Township	25S
Legal Section	28
Legal Subdivision	HOLIDAY HILL
Legal Tract	110
Legal Lot Number	240
Legal Unit	7
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1020
Census Tract	31005

Owner

6400 Stone Rd is owned and occupied by an individual who bought it in December 2022.

Source: Pasco County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	6400 STONE RD, PORT RICHEY, FL 34668-4846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 4, 2019	Warranty Deed, Transfer · FHA Mortgage CITY LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on File
Deed Sale	Dec 14, 2022 · Amount on File
Prior Sale	Apr 4, 2019 · Amount on File
Deed Document Number	2022260621
Deed Book / Page	10737 / 1490
Transfer Doc	4587001936
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6400 STONE RD, PORT RICHEY, FL 34668-4846
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 STONE RD, PORT RICHEY, FL 34668-4846

Mortgage

Document Number	0105981919
Date	Apr 22, 2022
Book Page	10598/1919
Instrument	2022090356

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 14, 2022
Property Address	6400 STONE RD, PORT RICHEY, FL 34668-4846
Document Number	0107371490
Book / Page	10737 / 1490
Map Reference	MB 10 PG 21
Instrument Date	Dec 9, 2022
Instrument	2022260621
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 CONSTITUTION DR, TAMPA, FL 33613-3115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SHORE PKWY, TAMPA, FL 33615-6113

Mortgage

Document Number	0107371492
Date	Dec 14, 2022
Instrument	10737/1492

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0107371506
Date	Dec 14, 2022
Book Page	10737/1506
Instrument	2022260623

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 4, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 4, 2019
Property Address	6400 STONE RD, PORT RICHEY, FL 34668-4846
Document Number	0098850807
Book / Page	9885 / 0807
Map Reference	MB 10 PG 31
Instrument Date	Apr 1, 2019
Instrument	2019057013
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HEARTLAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5852 LENMAR CT, 5852, HOLIDAY, FL 34690-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 STONE RD, PORT RICHEY, FL 34668-4846

Mortgage

Document Number	2019057014
Date	Apr 4, 2019
Instrument	2019057014

Lender

Name	CITY LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6400 Stone Rd was $2,438 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,727 (-1.43%) Land $34,790 Building $134,937	$169,727 (-1.43%) Land $34,790 Building $134,937
2025	$2,438.00 Homeowner's exemption	$172,186 Land $34,790 Building $137,396	$172,186 Land $34,790 Building $137,396
2023	$3,192.00 (+363.28%)	$176,202 (+169.59%) Land $23,735 Building $152,467	$176,202 (+29.44%) Land $23,735 Building $152,467
2022	$689.00 Homeowner's exemption	$65,360 Land $19,830 Building $45,530	$136,122 Land $19,830 Building $116,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6400 Stone Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	148 (1988–2024)
Claims Outside the SFHA	9 of 148
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Hermine, Sep 2016 · 12 claims Tropical Storm Debby, Jun 2012 · 39 claims Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6400 Stone Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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